{{short description|Personal finance company}} {{use American English|date=August 2022}} {{Use mdy dates|date=November 2023}} {{Infobox company | logo = WalletHub logo.png | type = Private | industry = Personal finance, Fintech | founded = {{Start date and age|2013|8|5}} | location_city = Miami | location_country = U.S. | num_employees = 110 | homepage = {{URL|www.wallethub.com}} }}
'''WalletHub''' (formerly CardHub.com) is a personal finance company that launched in August 2013.<ref>{{cite web| last1=Jones| first1=Michelle|title=Personal Finance Social Network WalletHub Launches Today| url=http://www.valuewalk.com/2013/08/personal-finance-social-network-wallethub-launches-today/| publisher=ValueWalk| access-date=5 December 2015}}</ref><ref name="ThinkAdvisor">{{cite web| title=New Website Lists Consumer Reviews of Financial Advisors| url=http://www.thinkadvisor.com/2013/08/07/new-website-lists-consumer-reviews-of-financial-ad| website=ThinkAdvisor| access-date=5 December 2015}}</ref> It is based in Miami<ref>{{cite web |title=WalletHub |url=https://www.linkedin.com/company/wallethub/ |website=Linkedin |access-date=13 December 2022}}</ref> and owned by Evolution Finance, Inc.<ref>{{cite news| last1=Andriotis| first1=Annamaria| title=Credit-Card Comparison Sites Come Under Fire| url=https://www.wsj.com/articles/credit-card-comparison-sites-under-fire-1408732727| access-date=5 December 2015| newspaper=The Wall Street Journal| date=22 August 2014}}</ref><ref>{{cite journal| last1=Jergler| first1=Don| title=Another Auto Insurance Report for California| url=http://www.insurancejournal.com/news/west/2014/04/08/325813.htm| journal=Insurance Journal| date=8 April 2014| access-date=28 February 2018}}</ref>
WalletHub offers free consumer tools,<ref>{{cite news| last1=Givan| first1=Alexandra| title=Online Calculator Lets You Estimate Savings by Teleworking| url=http://www.nbcwashington.com/news/local/Online-Teleworking-Calculator-Estimate-Savings--294077991.html| access-date=5 December 2015| journal=WRC-TV News| date=25 February 2015}}</ref><ref>{{cite journal| last1=Gerstner| first1=Lisa| title=Save Big by Getting Rid of Your Cable TV| url=http://www.kiplinger.com/article/spending/T057-C000-S002-save-big-by-getting-rid-of-your-cable-tv.html| journal=Kiplinger's Personal Finance| access-date=28 February 2018}}</ref><ref>{{cite news| last1=Fottrel| first1=Quinten| title=Why you should upgrade your iPhone every 3 years| url=http://www.marketwatch.com/story/why-you-should-upgrade-your-iphone-every-3-years-2015-09-23|access-date=5 December 2015| journal=MarketWatch| date=25 September 2015}}</ref> such as its WalletLiteracy Quiz<ref>{{cite news| last1=Bigda| first1=Carolyn| title=WalletHub quiz puts your money know-how to the test| url=http://www.chicagotribune.com/business/yourmoney/sc-cons-0430-started-20150427-column.html| access-date=5 December 2015| newspaper=Chicago Tribune| date=27 April 2015}}</ref><ref>{{cite news| last1=Kennecke| first1=Angela| title=Finding Your Financial Literacy| url=http://www.keloland.com/newsdetail.cfm/finding-your-financial-literacy/?id=179037| access-date=5 December 2015| journal=KELO-TV News| date=23 April 2015}}</ref> and its Financial Fitness Tool, which provides users with credit reports, scores and monitoring.<ref>{{cite news| last1=Stark| first1=Michelle| title=Feeling uneasy about finances? WalletHub as a new tool that may help| url=http://whnt.com/2015/12/07/feeling-uneasy-about-finances-wallethub-as-a-new-tool-that-may-help/| access-date=8 December 2015| journal=WHNT-TV News| date=7 December 2015}}</ref><ref>{{cite news| last1=Highfield| first1=David| title=New Financial Tool Could Help Manage Holiday Budgeting| url=http://pittsburgh.cbslocal.com/2015/12/03/new-financial-tool-could-help-manage-holiday-budgeting/|access-date=8 December 2015| journal=KDKA-TV News| date=3 December 2015}}</ref> WalletHub also has tools for comparing credit cards, personal loans, car insurance and bank accounts, and it has grown to be one of the best budgeting apps on the market.<ref>{{Cite web |title=The Best Personal Finance Software for 2023 |url=https://www.pcmag.com/picks/the-best-personal-finance-services |access-date=2023-06-09 |website=PCMAG |language=en}}</ref><ref>{{Cite web |title=Fed's quarter-point rate hike may be its last for a while. How it affects you and stocks. |url=https://www.usatoday.com/story/money/personalfinance/2023/05/03/fed-rate-hike-stock-market/70170592007/ |access-date=2023-06-09 |website=USA TODAY |language=en-US}}</ref><ref>{{Cite web |title=The Best Personal Finance and Budgeting Apps for 2026 |url=https://www.pcmag.com/picks/the-best-personal-finance-services |access-date=2025-12-17 |website=PCMAG |language=en}}</ref>
== Founder == The company's founder''', Odysseas Papadimitriou''', was born in the city of Athens, Greece,<ref>{{Cite web |date=2012-10-11 |title=Going Greek: Why Now Is a Good Time to Visit |url=https://www.nationalgeographic.com/travel/article/going-greek-why-now-is-a-good-time-to-visit |access-date=2026-05-08 |website=Travel |language=en}}</ref> and emigrated from Greece to the United States for college.<ref name=":0">{{Cite news |last=Caplin |first=Joan |date=10 January 2017 |title=A Calling to Create Smarter Tools |url=https://time.com/collections/american-voices-2017/4596941/odysseas-papadimitriou-american-voices/ |access-date=8 May 2026 |work=Time Magazine}}</ref> He then obtained a job in the banking industry and an MBA.<ref name=":0" />
==History== WalletHub initially positioned itself as a "personal finance social network" with a focus on reviews for financial advisors,<ref name="ThinkAdvisor" /><ref>{{cite news| last1=Skinner| first1=Liz| title=Yelp for advisers?| url=http://www.investmentnews.com/article/20130815/FREE/130819952/yelp-for-advisers| access-date=5 December 2015| newspaper=Investment News| date=15 August 2013}}</ref><ref>{{cite journal| last1=Eisenberg| first1=Richard| title=Can Financial Planners Be Rated Like Yelp?| url=http://www.nextavenue.org/can-financial-planners-be-rated-yelp/| journal=Next Avenue| access-date=28 February 2018}}</ref> and later expanded to add financial management tools.<ref>{{Cite web |last=Rains |first=Taylor |title=A new report ranked US airlines worst to best using several metrics — see how they stacked up against one another |url=https://www.businessinsider.com/us-airlines-ranked-by-wallethub-2022-4 |access-date=2023-06-09 |website=Business Insider |language=en-US}}</ref><ref>{{Cite web |date=2019-09-10 |title=Americans are piling on credit card debt, despite recession warnings |url=https://www.nbcnews.com/business/consumer/americans-are-piling-credit-card-debt-despite-recession-warnings-n1052041 |access-date=2023-06-09 |website=NBC News |language=en}}</ref><ref>{{Cite web |title=People Are Missing Monthly Payments…Because They Forgot - Your Money Briefing - WSJ Podcasts |url=https://www.wsj.com/podcasts/your-money-matters/people-are-missing-monthly-paymentsbecause-they-forgot/87cf0237-19c7-4c7a-ba54-6ef4fe7eb504 |access-date=2023-06-09 |website=WSJ |language=en}}</ref><ref>{{Cite web |date=2022-12-31 |title=The 6 Best Apps to Maximize Your Credit Card Rewards |url=https://www.makeuseof.com/best-apps-to-maximize-credit-card-rewards/ |access-date=2023-06-09 |website=MUO |language=en}}</ref><ref>{{Cite web |last=Foy |first=Kayla |date=2022-11-18 |title=Best Black-Friday deals of 2022 |url=https://www.wmar2news.com/homepage-showcase/best-black-friday-deals-of-2022 |access-date=2023-06-09 |website=WMAR 2 News Baltimore |language=en}}</ref>
On April 10, 2014, First Premier Bank, Premier Bankcard, and Premier Nevada filed suit in the United States District Court for the District of South Dakota against Evolution Finance, Inc. as well as Odysseas Papdimitriou personally. They alleged unfair competition under the Lanham Act as well as breach of contract.<ref>{{Cite web |date=10 April 2014 |title=FIRST PREMIER BANK, PREMIER BANKCARD, LLC AND PREMIER NEVADA, LLC, Plaintiffs, VS. ODYSSEAS PAPADIMITRIOU AND EVOLUTION FINANCE, INC., Defendants. |url=https://storage.courtlistener.com/recap/gov.uscourts.sdd.54577.1.0.pdf |website=storage.courtlistener.com}}</ref> On January 7, 2015, the court denied the plaintiffs' motion for a preliminary injunction.<ref>{{Cite web |date=7 January 2015 |title=FIRST PREMIER BANK, PREMIER BANKCARD, LLC and PREMIER NEVADA, LLC, Plaintiffs, vs. ODYSSEAS PAPADIMITRIOU and EVOLUTION FINANCE, INC., Defendants. |url=https://www.govinfo.gov/content/pkg/USCOURTS-sdd-4_14-cv-04055/pdf/USCOURTS-sdd-4_14-cv-04055-0.pdf}}</ref>
In February 2015, Major League Baseball filed a trademark dispute claiming that WalletHub's logo resembled the logos of the Washington Nationals and the Chicago Cubs too closely.<ref>{{Cite news |last=Overly |first=Steven |date=9 February 2015 |title=Meet the start-up in a trademark war with the Washington Nationals, Chicago Cubs |language=en-US |newspaper=Washington Post |url=https://www.washingtonpost.com/business/capitalbusiness/meet-the-start-up-in-a-trademark-war-with-the-washington-nationals-chicago-cubs/2015/02/08/67c2b100-ad77-11e4-ad71-7b9eba0f87d6_story.html |access-date=2023-06-09 |issn=0190-8286}}</ref> Major League Baseball ended the dispute in August 2015 after WalletHub amended its trademark registration to explicitly exclude baseball and softball from the trademark's scope.<ref>{{Cite web |last=Medici |first=Andy |date=24 August 2015 |title=This sentence caused MLB to drop trademark dispute with small D.C. firm |url=https://www.bizjournals.com/washington/blog/2015/08/wallethub-the-nationals-and-major-league-baseball.html |access-date=2023-06-09 |website=Washington Business Journal |url-access=subscription |url-status=live |archive-url=https://web.archive.org/web/20170529165729/https://www.bizjournals.com/washington/blog/2015/08/wallethub-the-nationals-and-major-league-baseball.html |archive-date= 2017-05-29 }}</ref>
In August 2025, WalletHub removed 40,000 pages of content from search engines to prevent AI theft of copyrighted materials.<ref>{{Cite web |date=2025-08-08 |title=How one personal finance site is taking on Google's AI bots |url=https://www.americanbanker.com/news/how-one-personal-finance-site-is-taking-on-googles-ai-bots |access-date=2025-09-10 |website=American Banker |language=en}}</ref><ref>{{Cite web |date=2025-08-06 |title=WalletHub pulls 40,000 web pages from Google, citing AI theft |url=https://thedesk.net/2025/08/wallethub-blocking-pages-from-google/ |access-date=2025-09-10 |website=TheDesk.net |language=en-US}}</ref> Users must log in to see this content.
WalletHub lists US cities with population of over 200,000, based on the recent US Census data instead of all US cities and Census-designated places.
==Products and services== WalletHub provides financial product comparison tools<ref>{{cite web |last1=Yakal |first1=Kathy |title=The Best Personal Finance Software for 2024 |url=https://www.pcmag.com/picks/the-best-personal-finance-services |website=PCMAG |access-date=19 April 2024 |language=en}}</ref> for credit cards, car insurance, and bank accounts. The company also produces a wide range of research reports, including a quarterly credit card debt report and reports comparing cities and states in financially relevant categories.<ref>{{cite news |last1=Schiff |first1=Molly |title=The 7 places in the U.S. with the most credit card debt |url=https://www.cnbc.com/2022/08/05/us-places-with-most-credit-card-debt.html |access-date=13 December 2022 |publisher=NBC Universal |date=5 August 2022}}</ref><ref>{{cite news |last1=Mejia |first1=Jessica |title=South Carolina ranked 9th least safe state, according to WalletHub |url=https://www.abccolumbia.com/2022/10/25/south-carolina-ranked-9th-least-safe-state-according-to-wallethub/ |access-date=13 December 2022 |publisher=ABC Columbia |date=25 October 2022}}</ref><ref>{{cite news |last1=Carberry Mogan |first1=Luke |title=Map: These are the states with the most and least credit card debt |url=https://finance.yahoo.com/news/map-states-most-least-credit-card-debt-162126140.html |access-date=13 December 2022 |publisher=Yahoo Finance |date=20 August 2022}}</ref> In addition, WalletHub offers free credit scores, reports, and monitoring through a partnership with TransUnion.<ref>{{cite web |last1=Yakal |first1=Kathy |title=WalletHub Review |url=https://www.pcmag.com/reviews/wallethub |website=PCMAG |access-date=19 April 2024 |language=en}}</ref>
In November 2023, the company launched WalletHub Premium, which provides additional features such as budgeting and expense tracking tools, identity protection, a subscription manager and investment tracking. This added a paid tier to WalletHub's services, which were previously free.<ref>{{Cite web |date=2025-07-28 |title=WalletHub Review: Useful Educational Content and Effective Finance Features |url=https://www.pcmag.com/reviews/wallethub |access-date=2025-09-10 |website=PCMAG |language=en}}</ref>
==References== {{reflist|30em}}
Category:Financial services companies established in 2013 Category:Internet properties established in 2013 Category:Finance websites