{{Short description|Single Euro Payments Area (SEPA) debit card}} {{infobox brand | name = V Pay | logo = VPay logo 2015.svg | logo_size = 75 | logo_caption = | image = | caption = | type = Debit card | currentowner = Visa Inc. | origin = United States | introduced = | discontinued = | related = Visa Electron, Visa Debit | markets = Europe | previousowners = | trademarkregistrations = | ambassadors = | tagline = | website = {{url|http://www.visa.com/}} }} {{third party|date=May 2017}} '''V Pay''' is a Single Euro Payments Area (SEPA) debit card for use in Europe, issued by Visa Europe.<ref name="banks">{{cite web|url=http://vpay.com/banks.html|title=V PAY – Your European debit card|access-date=August 6, 2011|archive-url=https://web.archive.org/web/20140625103938/http://vpay.com/banks.html|archive-date=June 25, 2014|url-status=dead|df=mdy-all}} </ref> It uses the EMV chip and PIN system and can be co-branded with various national debit card schemes such as Germany’s Girocard<ref>{{cite web|url=http://vpay.com/bank_technical.html|title=V PAY technical requirements|access-date=August 6, 2011|archive-url=https://web.archive.org/web/20140701154042/http://vpay.com/bank_technical.html|archive-date=July 1, 2014|url-status=dead|df=mdy-all}} </ref><ref>{{cite web|url=http://vpay.com/press28.html|title=Postbank migrates bank cards to V PAY/girocard|access-date=2011-08-06|archive-url=https://web.archive.org/web/20111007032151/http://vpay.com/press28.html|archive-date=2011-10-07|url-status=dead}}</ref><ref>{{cite web|url=http://vpay.com/press29.html|title=German banks have agreed to issue 34 million V PAY|access-date=2011-08-06|archive-url=https://web.archive.org/web/20111007032718/http://vpay.com/press29.html|archive-date=2011-10-07|url-status=dead}}</ref> or Italy's PagoBancomat.<ref>{{cite web|url=http://www.gruppocarige.it/carige/html/ita/prodotti/famiglia/acquisti/carige_cash_eu.htm|archive-url=https://archive.today/20130218121731/http://www.gruppocarige.it/carige/html/ita/prodotti/famiglia/acquisti/carige_cash_eu.htm|url-status=dead|archive-date=2013-02-18|title=CarigeCash Europa: la carta bancomat per prelievi ed acquisti sicuri|website=Banca Carige}} (in Italian)</ref>
==Overview== The V Pay debit card system competes with the Mastercard Maestro debit card product. However, unlike Mastercard Maestro, V Pay cards cannot be used in non-EMV environments, limiting its acceptance to those countries and merchants that use this system. Also unlike Mastercard Maestro, which is issued and accepted globally, V Pay is designed as a specifically European product, and is not issued or accepted outside European countries except for some of their overseas territories.<ref name="banks" /> However, some cards are co-branded with the Visa Electron system, which allows using them outside Europe.<ref>{{cite web|url=https://gathering.tweakers.net/forum/list_message/56795781#56795781|title=Het 'Welke bank?' topic|access-date=2018-11-01}}</ref>
V Pay cards began to be accepted at merchants in France and Greece in 2005,<ref>{{cite web|url=http://vpay.com/press4.html|title=France and Greece are first countries to accept V PAY|date=8 July 2005|publisher=Visa Europe|access-date=2011-08-06|archive-url=https://web.archive.org/web/20111007032912/http://vpay.com/press4.html|archive-date=2011-10-07|url-status=dead}}</ref> and acceptance had since expanded to more European countries.
However from 2019, the V Pay system is gradually phased-out in favor of Visa Debit.<ref>{{cite web |url=https://www.kreditwesen.de/cards/ergaenzende-informationen/karten-meldungen/visa-stellt-v-pay-visa-debit-um-id56444.html |title=Visa stellt von V-Pay auf Visa Debit um |website=kreditwesen.de |language=German |date=23 May 2019}}</ref>
== External links == * [https://www.visa.co.uk/products/v-pay-by-visa/ Official website]
== References == <references />
{{Credit cards}}
Category:Debit cards Category:Visa Inc.