{{Short description|Ghanaian financial institution}} {{More citations needed|date=September 2018}} {{Use Ghanaian English|date=July 2022}} {{Use dmy dates|date=July 2022}} {{Infobox company | name = Universal Merchant Bank (UMB) | former_name = Merchant Bank Ghana | logo = | type = Private company | industry = Financial services | foundation = {{Start date and age |1972|03|15 }} | hq_location_city = Accra, Greater Accra | hq_location_country = Ghana | locations = 10 branches | key_people = Barfour Osei (Chairman), Philip Oti-Mensah (CEO)<ref>{{cite news |url=https://www.graphic.com.gh/business/business-news/ghana-news-umb-appoints-new-ceo.html |location=Accra, Ghana|title=UMB appoints new CEO |date=April 23, 2025 |newspaper=Daily Graphic}}</ref> | num_employees = 582 | num_employees_year = 2024 | products = Banking services | homepage = {{URL |https://myumbbank.com/}} }}
The '''Universal Merchant Bank''' ('''UMB'''), is a Ghanaian financial institution headquartered in Accra that provides commercial and retail banking services across Ghana.<ref>{{cite news |url=https://www.myjoyonline.com/supreme-court-upholds-umbs-dismissal-of-former-md-peter-illiasu-over-unauthorised-transactions/ |title=Supreme Court upholds UMB’s dismissal of former MD, Peter Illiasu over unauthorised transactions |date=February 4, 2025 |publisher=The Multimedia Group }}</ref>
==History== The bank was established on 15 March 1972, the Universal Merchant Bank began its operations as a merchant bank. Over time, the institution expanded its services to encompass retail banking, following the acquisition of a universal banking license in 2005.<ref>{{cite web|title=Overview|url=http://www.myumbbank.com/about/|website=www.myumbbank.com/|publisher=myumbbank|access-date=14 February 2015}}</ref>
==Branch Network== The bank's headquarters is situated in the capital city of Ghana, Accra. It operates through various branches and subsidiary entities across multiple locations:<ref>{{Cite web|url=https://yen.com.gh/114336-universal-merchant-bank-branches-contacts.html#114336|title = Universal Merchant Bank branches and contacts|date = 15 August 2018}}</ref> # Head office - Located at the SSNIT Emporium Building on Liberation Road, Airport City, Accra # Abeka UMB Branch - Situated at Opsem House, opposite the SSNIT Building # Abossey Okai Branch - Adjacent to the former Fan Milk depot # Achimota Branch - Positioned at Mile 7 Junction, in close proximity to the Goil Filling Station # Adabraka Branch - Found at 123 Sethi Plaza, near the Adabraka Police Station # Airport City Branch - Located on Liberation Road within the SSNIT Emporium Building, Airport City # East Legon Branch - Near the East Legon Restaurant # Junction Mall Branch - Within the premises of Junction Mall, Nungua # Kaneshie Branch - Situated near Hansonic Junction, Fisherman House # Labone Branch - Found at 9 Ndebaninge Road, opposite Labone Secondary School
==References== {{reflist}}
== External links == * [https://www.myumbbank.com/ Official website]
Category:Banks of Ghana {{Ghana-stub}} {{Africa-bank-stub}}