{{short description|Russian bank}} {{Use British English|date=July 2016}} {{Use dmy dates|date=May 2021}} {{Expand Russian|Тинькофф банк|date=July 2016}}
{{Infobox company | name = T-Bank | traded_as = | logo = T-Bank logo.svg | logo_size = | image = | image_size = | image_alt = | image_caption = | native_name = Т-Банк | native_name_lang = ru | former_name = Тинькофф Банк | type = | industry = Banking | founded = {{sda|2006}}, in Moscow, Russia | founder = Oleg Tinkov | key_people = Stanislav Bliznyuk (chairman of the Management Board)<ref>{{cite web|url=https://www.bloomberg.com/press-releases/2021-03-25/tcs-group-announces-governance-enhancements-and-changes-to-the-composition-of-its-governing-bodies |title= TCS Group announces governance enhancements and changes to the composition of its governing bodies |publisher= Bloomberg |access-date=25 April 2022}} </ref> | hq_location_city = Moscow | hq_location_country = Russia | revenue = {{wikidata revenue|revenue|USD}}{{wikidata revenue|revenue|ref}} | revenue_year = {{wikidata revenue|revenue|year}} | operating_income = {{wikidata revenue|operating_income|USD}}{{wikidata revenue|operating_income|ref}} | income_year = {{wikidata revenue|operating_income|year}} | net_income = {{wikidata revenue|net_income|USD}}{{wikidata revenue|net_income|ref}} | net_income_year = {{wikidata revenue|net_income|year}} | assets = {{wikidata revenue|assets|USD}}{{wikidata revenue|assets|ref}} | assets_year = {{wikidata revenue|assets|year}} | equity = {{wikidata revenue|equity|USD}}{{wikidata revenue|equity|ref}} | equity_year = {{wikidata revenue|equity|year}} | owner = TCS Group | website = {{URL|https://www.tbank.ru/}} | rating = Withdrawn (2022)<ref name="fitchrating">{{cite news|title=Tinkoff|url=https://www.fitchratings.com/entity/tinkoff-bank-89170061|access-date=20 April 2022}}</ref> }} '''T-Bank''' ({{langx|ru|Т-Банк}}), formerly known as '''Tinkoff Bank'''<ref>{{Cite web |date=2024-06-05 |title=Тинькофф Банк поменял название |url=https://www.rbc.ru/finances/05/06/2024/6660012c9a7947089a39bb0d |access-date=2024-06-05 |website=РБК |language=ru}}</ref> is a Russian commercial bank based in Moscow and founded by Oleg Tinkov in 2006.<ref>{{cite news|url= http://www.forbes.ru/milliardery-video/249723-russkaya-skazka-ofis-mechty-olega-tinkova| title= Русская сказка: офис мечты Олега Тинькова| work=Forbes| language=ru| date=17 January 2014| access-date=22 July 2016}}</ref> Up until 2024, the bank did not have branches and was considered a neobank.<ref name="IBS"/> It is the second largest provider of credit cards in Russia,<ref name="Telegraph"/> and is one of the world's largest digital banks, as measured by the number of customers.<ref name=NS/>
{{As of|2022|March}}, Tinkoff Bank has had its credit rating withdrawn in compliance with sanctions imposed as a result of the 2022 Russian invasion of Ukraine; shortly afterwards the bank was taken over by Interros and renamed to remove the reference to its founder. In April 2022, founder Oleg Tinkov claimed that he had been forced to sell his 35% ownership stake without the opportunity to negotiate its value, under pressure originating from the Putin administration.<ref name="NYTimes1">{{citation|author1-last=Troianovski|author1-first=Anton|author2-last=Nechepurenko|author2-first=Ivan|title=Russian Tycoon Criticized Putin’s War. Retribution Was Swift.|website=The New York Times website|url=https://www.nytimes.com/2022/05/01/world/europe/oligarch-putin-oleg-tinkov.html|date=2022-05-01 <!--18:59 ET-->|access-date=2025-12-10|archive-url=https://web.archive.org/web/20250402014702/https://www.nytimes.com/2022/05/01/world/europe/oligarch-putin-oleg-tinkov.html|archive-date=2025-04-02}}</ref> At the time, the bank's new leadership denied that Tinkov had been threatened, and framed his role in the recent management of the institution as minimal.<ref name="NYTimes1" />
On 1 January 2025, the large universal bank Rosbank was merged into T-Bank.<ref>{{Cite web |date=2025-01-01 |title=Росбанк завершил присоединение к Т-банку |url=https://www.vedomosti.ru/finance/news/2025/01/01/1084684-rosbank-zavershil-prisoedinenie-k-t-banku |access-date=2025-03-14 |website=Ведомости |language=ru}}</ref>
==History== Entrepreneur Oleg Tinkov founded '''Tinkoff Credit Systems''' in 2006, after working with consultants from Boston Consulting Group to see if a bank without branches could work in Russia.<ref name="EM"/><ref>{{cite news|url= http://www.kommersant.ru/doc/2342378| title= Карты, деньги, 2 ярда|language=ru| work=Kommersant| date=3 December 2013| access-date=22 July 2016}}</ref><ref>{{cite news|url= http://slon.ru/economics/operatsiya_copy_paste_tri_primera_na_rossiyskom_bankovskom_rynke-839703.xhtml| title= Операция "Copy/Paste": три примера на российском банковском рынке| work=Slon| date=16 October 2012| access-date=22 July 2016}}</ref> Tinkov invested around $70 million in the bank, and based the bank on the American Capital One bank; Tinkov took over the Khimmashbank corporate bank in Moscow.<ref>{{cite news| url= http://www.forbes.ru/milliardery/249496-pioner-goda-pochemu-vse-marki-olega-tinkova-khorosho-prodayutsya| title= Пионер года: почему все марки Олега Тинькова хорошо продаются| work=Forbes| date=13 January 2014|access-date=22 July 2016}}</ref><ref name="FT">{{cite news|url= https://www.ft.com/content/3e6727e6-a966-11e5-9700-2b669a5aeb83| title= Lunch with the FT: Oleg Tinkov| last=Weaver| first=Courtney| work=Financial Times| date=30 December 2015| access-date=22 July 2016}}</ref><ref name="IBS">{{cite news| url=https://ibsintelligence.com/ibs-journal/ibs-news/c381-ibsj-archive/c483-ibs-journal-archive-2013/case-study-tinkoff-credit-systems-bank-one-of-a-kindl/| title=Case study: Tinkoff Credit Systems Bank – One of a kind| work=IBS Intelligence| date=8 March 2013| access-date=22 July 2016| archive-date=10 September 2016| archive-url=https://web.archive.org/web/20160910023327/https://ibsintelligence.com/ibs-journal/ibs-news/c381-ibsj-archive/c483-ibs-journal-archive-2013/case-study-tinkoff-credit-systems-bank-one-of-a-kindl/| url-status=dead}}</ref> In 2007, the bank received investment from Goldman Sachs.<ref name=NS>{{cite web| url=https://www.nsbanking.com/analysis/tinkoff-bank/| title=What is Tinkoff Bank? The Russian disruptor targeting 20 million customers| last=Fawthorp| first=Andrew| publisher=NS Banking|date=18 August 2019| access-date=11 March 2019}}</ref> In 2013, Tinkoff was listed on the London Stock Exchange, raising $1.1 billion,<ref>{{cite news| url= https://www.ft.com/content/0faedda4-3af0-11e3-87fa-00144feab7de| title= TCS raises $1.1bn in London IPO| last=Weaver| first=Courtney| work=Financial Times| date=22 October 2013| access-date=22 July 2016}}</ref><ref name="EM">{{cite news|url= http://www.euromoney.com/Article/3270542/Tinkoff-IPO-beats-consumer-credit-fears.html| title= Tinkoff IPO beats consumer credit fears|last=O'Neill| first=Dominic| work=Euromoney| date=24 October 2013| access-date=22 July 2016}}</ref> and in the same year, the bank was named the Bank of the Year by the Financial Times' ''Banker'' magazine.<ref name="Telegraph">{{cite news| url= http://shares.telegraph.co.uk/news/article.php?id=5366106&epic=TCS| title= Tinkoff Bank successfully completes RUB 3 bn bond offering with a coupon of 11.7%| work=The Daily Telegraph| date=23 June 2016| access-date=23 June 2016}}</ref>
In 2013, a Russian named Dmitry Agarkov attempted to sue the bank for 24 million rubles ($724,000); Agarkov had edited a 2008 credit card agreement with the bank, and the bank had accepted his edits. The legal action was later withdrawn by both the parties after an undisclosed settlement was reached.<ref>{{cite news|url= http://www.businessinsider.com/dmitry-agarkov-sues-tinkoff-credit-systems-2013-8?IR=T| title= Russian Man Who Got Bank To Sign Homemade Credit Card Contract Now Suing Them For Not Following Terms|last=Taylor| first= Adam| work=Business Insider| date= 8 August 2013| access-date=22 July 2016}}</ref><ref>{{cite news| url= https://www.telegraph.co.uk/finance/personalfinance/borrowing/creditcards/10231556/Man-who-created-own-credit-card-sues-bank-for-not-sticking-to-terms.html| title= Man who created own credit card sues bank for not sticking to terms| last=Trotman| first=Andrew| work=The Daily Telegraph| date=8 August 2013| access-date=22 July 2016}}</ref><ref>{{cite book| url= https://books.google.com/books?id=cbuYCAAAQBAJ&q=tinkoff+credit+systems| title= Now I Know More: The Revealing Stories Behind Even More of the World's Most Interesting Facts| last=Lewis| first=Dan| publisher=F+W| pages=160–161| date=October 2014| isbn= 9781440582158| access-date=22 July 2016}}</ref><ref>{{Cite news|url=https://www.nasdaq.com/article/updated-russian-man-turns-tables-on-bank-changes-fine-print-in-credit-card-agreement-then-sues-now-settles-cm267708|title=[UPDATED] Russian Man Turns Tables on Bank, Changes Fine Print in Credit Card Agreement, Then Sues, Now Settles|date=14 August 2013|work=NASDAQ.com|access-date=7 December 2018|language=en-us}}</ref>
In 2015, the bank was officially renamed Tinkoff Bank,<ref>{{cite news|url= http://www.londonstockexchange.com/exchange/news/market-news/market-news-detail/TCS/12196727.html| title= TCS Bank to be renamed as Tinkoff Bank in 2015| work= Tinkoff Credit Systems| via=London Stock Exchange| date=24 December 2014| access-date=22 July 2016}}</ref> and was also named the Best Internet Retail Bank in Russia by the ''Global Finance'' magazine.<ref name="Telegraph"/>
thumb|right|Tinkoff Bank's app in 2015|alt=Mobile phone showing a pie chart. In December 2019, Tinkoff launched Russia's first fully digital ATM, which does not have a keyboard or the ability to print receipts.<ref name=Verdict>{{cite news| url=https://www.verdict.co.uk/retail-banker-international/news/tinkoff-fy2019-earnings/| title=Tinkoff FY2019: record net income of RUB36.1bn with net loans +66%| last=Blakey| first=Douglas| work=Retails Banker International| date=11 March 2020| access-date=11 March 2020| archive-date=24 April 2020| archive-url=https://web.archive.org/web/20200424000645/https://www.verdict.co.uk/retail-banker-international/news/tinkoff-fy2019-earnings/| url-status=dead}}</ref> In the 2019 financial year, Tinkoff announced revenue increases of 33%.<ref name=Verdict/> Tinkoff Bank has updated its app to include cinema and hotel tickets, as well as booking holidays through the bank's subsidiary, Tinkoff Travel.<ref name=NS/> In March 2020, shares in the bank fell after Oleg Tinkov, who owns a 40% share in the bank, was indicted by the U.S. Department of Justice.<ref>{{cite news| url= https://www.themoscowtimes.com/2020/03/06/russias-tinkoff-bank-shares-fall-as-founder-indicted-in-us-a69538| title= Russia's Tinkoff Bank Shares Fall as Founder Indicted in U.S. | work=Agence France-Presse| via=The Moscow Times| date=6 March 2020| access-date=11 March 2020}}</ref><ref>{{cite news| url= https://www.ft.com/content/0e4e46f4-5f9f-11ea-b0ab-339c2307bcd4| title= Shares tumble in London-listed parent of Russia bank Tinkoff| last=Seddon| first=Max|work=Financial Times|date=6 March 2020| access-date=11 March 2020}}</ref> Also in 2020, the bank helped fund German mobile banking startup Vivid Money, which is supported by solarisBank and Visa.<ref>{{cite news| url= https://www.finextra.com/newsarticle/35965/vivid-money-taps-solarisbank-and-visa-for-launch-in-germany| title= Vivid Money taps solarisBank and Visa for launch in Germany| work=Fin Extra| date=8 June 2020| access-date=15 June 2020}}</ref>
After the sale of part of the stake and the conversion of the remaining 35% into ordinary shares in early 2021, Oleg Tinkov ceased to be the majority shareholder of the TCS Group.<ref>{{Cite web|url=https://www.londonstockexchange.com/news-article/TCS/tcs-group-holding-plc-total-conversion-of-class-b-shares-and-reclassification-and-redesignation-of-all-issued-shares-as-ordinary-shares/14817845|title=TCS Group Holding PLC: Total conversion of Class B shares and reclassification and redesignation of all issued shares as 'ordinary shares'|date=7 January 2012|publisher=London Stock Exchange}}</ref>
In February 2021, Tinkoff Bank took first place in The Banker's ranking of the Top 50 Russian banks. The position is due to the increasing role of online banking during the COVID-19.<ref>{{Cite web|url=https://www.thebanker.com/Banker-Data/Banker-Rankings/Top-50-Russian-Banks-ranking-resilience-tested-by-the-pandemic/|title=Top 50 Russian Banks ranking: resilience tested by the pandemic|date=1 February 2021|publisher=The Banker|access-date=23 February 2021|archive-date=9 April 2023|archive-url=https://web.archive.org/web/20230409135425/https://www.thebanker.com/Banker-Data/Banker-Rankings/Top-50-Russian-Banks-ranking-resilience-tested-by-the-pandemic/|url-status=dead}}</ref>
29 March 2021, Tinkoff Bank filed a lawsuit in the Moscow Arbitration Court. The bank accused the mobile operator MTS of unfairly setting tariffs for sending SMS and demanded compensation of more than 1 billion roubles. MTS disagrees with the accusations.<ref>{{Cite web|url=https://www.vedomosti.ru/business/news/2021/03/29/863633-tinkoff-bank-podal-isk-k-mts-na-bolee-chem-1-mlrd-rublei|title="Тинькофф банк" подал иск к МТС на более чем 1 млрд рублей|language=ru|date=29 March 2021|publisher=Vedomosti}}</ref> A similar claim, but for 436.8 million roubles, against another operator of the Russian "big three" company, VimpelCom, was filed at the end of May.<ref>{{Cite web|url=https://www.banki.ru/news/lenta/?id=10947313|title=Тинькофф Банк подал иск к "ВымпелКому" на 400 млн рублей|language=ru|date=2021-06-01|publisher=banki.ru}}</ref>
In the April issue of Forbes' The World's Best Banks, Tinkoff Bank was ranked fifth among Russian banks.<ref>{{Cite web|url=https://www.forbes.com/worlds-best-banks/#326d2b761295|title=World's best banks|date=2021-04-13|work=Forbes}}</ref>
In October 2021, Tinkoff launched an e-commerce division (part of Tinkoff Business), headed by Ilya Kretov, a new arrival and ex-CEO at eBay Russia.<ref>{{Cite web|url=https://www.finextra.com/pressarticle/89841/tinkoff-names-ilya-kretov-director-e-commerce|title=Tinkoff names Ilya Kretov director, e-commerce|date=2021-10-19|publisher=Finextra Research}}</ref>
In October 2021, Central Bank of Russia granted the license to "Tinkoff Capital" asset management company, a part of "Tinkoff bank", allowing portfolio management. Since its foundation in June 2019, "Tinkoff Capital" has been permitted to manage investment, private pension, and private equity funds. As of October 2021, the net capital of "Tinkoff Capital" was estimated at 30 billion dollars.<ref>{{Cite web|url=https://tass.ru/ekonomika/12730999|title=Тинькофф Капитал получил лицензию на доверительное управление|language=ru|date=2021-10-21|publisher=ТАСС}}</ref> In the same month, TCS Group, managing company of "Tinkoff Bank", founded "Tinkoff Global PTE" in Singapore, focused on markets of South-East Asia according to the group's international expansion strategy.<ref>{{Cite web|url=https://tass.ru/ekonomika/13407359|title=TCS Group создала дочернюю компанию в Сингапуре|language=ru|date=2022-01-12|publisher=ТАСС}}</ref> In the same month, the Central Bank of Russia added Tinkoff Bank to the list of systemically important credit institutions as a result of the bank's overweight development and customer base.<ref>{{Cite web|url=https://tass.ru/ekonomika/12629321|title=ЦБ включил Тинькофф в список системно значимых банков|language=ru|date=2021-10-10|publisher=ТАСС}}</ref>
On 15 February 2024, the bank announced a logo change. The previous emblem was based on the coat of arms of the noble Tinkov family: a knight's helmet, a swordsman's hand in a cloud, and a unicorn. The new logo is simply a "T" on a yellow field.<ref>{{Cite web|url=https://www.forbes.ru/finansy/506270-tin-koff-bank-smenil-logotip|title=Тинькофф Банк сменил логотип|language=ru|date=2024-02-15|website=Forbes Russia}}</ref>
On 5 June 2024, Tinkoff Bank was officially renamed "T-Bank". All primary services now operate under new names, including T-Bank, T-Investments, and T-Mobile, among others. The website address is also new: tbank.ru instead of tinkoff.ru.<ref>{{Cite web|url=https://1000bankov.ru/news/tinkoff-pomenyal-nazvanie-na/|title=Тинькофф поменял название на Т‑Банк. Что изменится для клиентов|language=ru|date=2024-06-05|website=1000 Bankov Ru}}</ref>
On 16 August 2024, the TCS Holding group acquired 91.9% of Rosbank shares, bringing its stake to 99.4%. In the future, it is planned to merge T-Bank and Rosbank.<ref>{{Cite web|url=https://www.rbc.ru/rbcfreenews/66bf72b29a7947e8fcd1322c|title= «ТКС Холдинг» начал контролировать 99,4% акций Росбанка|language=ru|date=2024-08-16|website=RBC}}</ref>
=== Sanctions === In March 2022, Tinkoff Bank had its credit rating withdrawn in compliance with sanctions imposed as a result of the 2022 Russian invasion of Ukraine.<ref>{{Cite web |title=Tinkoff Bank |url=https://www.fitchratings.com/entity/tinkoff-bank-89170061 |website=Fitch Ratings}}</ref>
The European Union adopted sanctions against the bank in its 10th package in February 2023.<ref>{{cite web |title=EU adopts 10th package of sanctions against Russia |url=https://www.gard.no/web/news/article?p_document_id=35032041 |date=20 March 2023}}</ref>
The United States adopted sanctions against the bank in July 2023.<ref>{{Cite web |title=Russia-related Designations; Ukraine-related Designation Update; Russia-related Designations Removals; Issuance of Russia-related General Licenses {{!}} Office of Foreign Assets Control |url=https://ofac.treasury.gov/recent-actions/20230720 |access-date=2023-07-22 |website=ofac.treasury.gov |language=en}}</ref>
In December 2023, the United Kingdom sanctioned the bank by banning correspondent banking relationships.<ref>{{cite web |title=Sanctions against Russia – a timeline |url=https://www.spglobal.com/marketintelligence/en/news-insights/latest-news-headlines/sanctions-against-russia-8211-a-timeline-69602559 |date=19 December 2023}}</ref>
Due to the collapse of the ruble caused by foreign economic sanctions following the invasion of Ukraine in February 2022, the Tinkoff system mispriced foreign currencies, which were arbitraged by several of the bank's clients. At the end of February 2022, approximately 1,000 Tinkoff Bank clients first exchanged rubles for pounds sterling and then for dollars, thereby purchasing dollars at a rate of 88 rubles, when the market exchange rate was 150 rubles. This sparked a series of lawsuits between Tinkoff and its foreign exchange clients.<ref name="example">[https://www.vbr.ru/banki/novosti/2023/09/07/tinkoff-pobejdaet-v-sydah-protiv-valutnih-klientov/ "«Тинькофф Банк» стал чаще побеждать в судах против валютных клиентов".] (in Russian). vbr.ru. 7 September 2023</ref>
In January 2024, Tinkoff Bank announced its intention to relocate to Russia. This was dictated by sanctions against the bank, as well as by the fact that, according to Russian laws, the bank (TCS Group company) is a non-resident of an "unfriendly" state. On 26 February, TCS Group, under the name MKPAO TCS Holding ({{langx|ru|МКПАО «ТКС Холдинг»}}), registered on Russky Island in the Far East of Russia.<ref>{{Cite web|url=https://erdc.ru/news/golovnaya-gruppa-tinkoff-zaregistrirovalas-v-spetsialnom-administrativnom-rayone-sar-na-ostrove-russ/|title=Головная Группа Тинькофф зарегистрировалась в специальном административном районе (САР) на острове Русский, перейдя из кипрской юрисдикции|language=ru|date=2024-02-26|website=Far East and Arctic Development Corporation}}</ref> This is one of two so-called Russian offshores, in whose territories preferential taxation applies.<ref name="example2">[https://www.vbr.ru/banki/novosti/2024/01/17/tinkoff-pereezjaet-v-rossiu/ «Тинькофф» переезжает в Россию. Что изменится для клиентов и акционеров банка?] vbr.ru. 18 января 2024 года</ref> In January 2024, Tinkoff Bank removed itself from the London Stock Exchange.<ref>{{cite news| url=https://www.intellinews.com/russian-banking-tcs-group-delists-from-lse-307012| title=Russian banking TCS group delists from LSE| publisher=bne IntelliNews| date=10 January 2024| access-date=18 March 2024}}</ref>
<big>'''Acquisition of Rosbank'''</big>
On 16 August 2024, the TCS Holding group, the holding entity of T-Bank, acquired 91.9% of Rosbank shares, bringing its stake to 99.4%. On 2 November, the shareholders of T-Bank and Rosbank, both controlled by Vladimir Potanin's Interros, voted to merge Rosbank into T-Bank. The merger was completed on 1 January 2025, on which date Rosbank legally became a branch of T-Bank.
==Sponsorships==
From 2006 to 2008, Tinkoff was the sponsor of the Tinkoff Credit Systems UCI Professional Continental cycling team. In June 2012, Tinkoff became the co-sponsors of the Team Saxo Bank, with the team being renamed Saxo Bank–Tinkoff Bank (later Saxo-Tinkoff, Tinkoff-Saxo and Tinkoff).<ref>{{cite news|url= http://www.velonation.com/News/ID/12205/Tinkoff-returns-to-cycling-as-Team-Saxo-Bank-co-sponsor-through-2013.aspx| title= Tinkoff returns to cycling as Team Saxo Bank co-sponsor through 2013| last=Atkins| first=Ben| work=Velo Nation| date=25 June 2012| access-date=22 July 2016}}</ref><ref>{{cite news| url= http://www.cyclingnews.com/news/tinkoff-bank-announced-as-co-sponsor-to-saxo-bank/| title= Tinkoff Bank announced as co-sponsor to Saxo Bank| last=Westemeyer | first=Susan| work=Cyclingnews.com| date=25 June 2012| access-date=22 July 2016}}</ref><ref>{{cite book| url= https://books.google.com/books?id=yCzbk7F8DGgC&q=tinkoff+credit+systems| title= Dope: A History of Performance Enhancement in Sports from the Nineteenth Century to Today| last=Rosen| first=Daniel M.| publisher=ABC-CLIO| page=154| date=2008| isbn= 9780313345203| access-date=22 July 2016}}</ref> For the 2016 cycling season, Tinkoff Bank became the sole sponsors of the cycling team.<ref>{{cite news| url= http://www.cyclingnews.com/news/saxo-bank-ends-sponsorship-of-tinkoff-team/|title= Saxo Bank ends sponsorship of Tinkoff team| work=Cyclingnews.com| date=15 October 2015| access-date=22 July 2016}}</ref>
In 2018, Tinkoff became the sponsor of the Russian comedy TV competition KVN with a contract for three years.<ref>{{Cite web |url=https://www.akchabar.kg/ru/news/tinkoff-bank-stal-sponsorom-kvn/ |title="Тинькофф банк" стал спонсором КВН |website=Акчабар |language=ru |access-date=12 March 2020}}</ref> The same year, Tinkoff sponsored a Depeche Mode concert in Moscow.<ref>{{Cite web |url=https://asros.ru/news/members/tinkoff-bank-razygryvaet-bilety-na-kontsert-depeche-mode-v-moskve/ |title=Тинькофф Банк разыгрывает билеты на концерт Depeche Mode в Москве |website=asros.ru |language=ru |access-date=12 March 2020}}</ref>
In September 2019, Tinkoff also became the sponsor of tennis player Daniil Medvedev.<ref>{{Cite news|date=24 September 2019|title=Tinkoff signs sponsorship contract with Russia's top ranked tennis player Daniil Medvedev|language=en|work=Bloomberg.com|url=https://www.bloomberg.com/press-releases/2019-09-24/tinkoff-signs-sponsorship-contract-with-russia-s-top-ranked-tennis-player-daniil-medvedev|access-date=3 March 2021}}</ref>
From February 2020 to May 2022, Tinkoff was the title sponsor of the Russian Premier League.<ref>{{Cite web |url=https://www.sportbusiness.com/news/russian-premier-league-ends-title-sponsor-search-with-tinkoff-deal/ |title=Russian Premier League ends title sponsor search with Tinkoff deal |date=27 February 2020 |website=SportBusiness |language=en-US |access-date=11 March 2020}}</ref>
In the summer of 2023, the bank announced the launch of a private university operating on the STEM model (Science, Technology, Engineering, Mathematics). The educational institution is designed for 500 students. Upon completion of the bachelor's degree, they will receive state diplomas. The first enrollment is planned for autumn 2024.<ref>{{Cite web|url=https://www.banki.ru/news/lenta/?id=10986856|title=Тинькофф Банк запускает первый в России частный STEM-университет|language=ru|date=2023-06-14|website=Banki.ru}}</ref> In July 2023, the university received a state license.<ref>{{Cite web|url=https://www.banki.ru/news/lenta/?id=10988900|title=Запущенный Тинькофф Банком университет получил лицензию|language=ru|date=2023-07-18|website=Banki.ru}}</ref>
==References== {{Portal|Banks}} {{reflist|30em}}
==External links== {{commons category-inline}}
{{Moscow Exchange Index}}
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Category:Banks of Russia Category:Online banks Category:Banks established in 2006 Category:Companies based in Moscow Category:Companies formerly listed on the London Stock Exchange Category:Companies in the MOEX