Paid outside closing

{{One source|date=November 2025}}

'''Paid outside closing''' ('''POC''')<ref>{{cite web |title=Real Estate Settlement Procedures Act (Regulation X) |url=https://www.federalregister.gov/documents/2011/12/20/2011-31722/real-estate-settlement-procedures-act-regulation-x |website=federalregister.gov |access-date=6 November 2025 |language=en |date=20 December 2011}}</ref> is the fees or payments rendered outside normal title insurance and underwriting fees due at the time of closing a loan. When acquiring a mortgage or refinancing, a lender or broker may show that an appraisal fee is POC because the fee is usually due at the time of service, prior to closing. For a $0 closing cost loan, this is often refunded to the borrower at the time of closing.

==References== {{Reflist}}

Category:Debt

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