{{short description|American economist (born 1959)}} {{Infobox person |name = Mark Zandi |image = Mark zandi.JPG |birth_date = {{birth year and age|1959}} |birth_place = Atlanta, Georgia, U.S. |death_date = |death_place = |party = |relatives = Iraj Zandi (Father) |education = University of Pennsylvania (BS, MS, PhD) }} '''Mark M. Zandi''' (born 1959) is an Iranian-American economist who is the chief economist of Moody's Analytics, where he directs economic research.
Zandi's research interests encompass macroeconomics, financial markets and public policy. He analyzes the economic impact of government spending policies and monetary policy response. A trusted advisor to policy makers, he has testified before Congress on the economic outlook, the nation's fiscal challenges, fiscal stimulus and financial regulatory reform. Zandi also publishes on mortgage finance reform and the determinants of foreclosure and personal bankruptcy. In 2005, he was one of the first economists to warn of an impending financial crisis that became the 2008 financial crisis.<ref name=Zandi2007>{{cite web |url=https://www.economy.com/economicview/analysis/18664 |title=Where are the Regulators? {{!}} The runaway housing market needs tougher regulatory oversight. |first=Mark |last=Zandi |website=www.economy.com |publisher=Moody's Analytics |date=August 22, 2007 |access-date=September 26, 2025 }}</ref>
==Early life and education== Zandi was born in Atlanta, Georgia, and is of Iranian descent.<ref>{{cite web |url=https://content.time.com/time/magazine/article/0,9171,1890405,00.html |title=Economist Mark Zandi: The Recession’s Hot Wonk |first=Sheelah |last=Kolhtkar |work=Time Magazine |date=April 9, 2009 |access-date=September 26, 2025 }}</ref> The son of Professor Iraj Zandi, he grew up in Radnor, Pennsylvania.
Zandi received his B.S. in economics from the Wharton School of the University of Pennsylvania<ref>{{cite web |url=https://www.phillymag.com/articles/2010/01/29/philadelphia-salaries-2010-mark-zandi-profile-the-hardest-working-man-in-the-recession/3/#bz6dz6Xlhu1QQ5pF.99 |title=Philadelphia Salaries 2010: Mark Zandi Profile: The Hardest-Working Man In the Recession |website=Phillymag.com |date=2010-01-29 |access-date=2020-04-06}}</ref> and a Ph.D. in economics from the University of Pennsylvania.<ref>{{cite news |title=WSJ: Stimulus Expert Zandi: Package Falls Short |newspaper=Wall Street Journal|url=https://blogs.wsj.com/economics/2009/02/03/stimulus-expert-zandi-package-falls-short/|date=2009-02-03}}</ref>
==Career== Zandi was a regional economist at Chase Econometrics, prior to co-founding Economy.com in 1990. Moody's Corporation purchased Economy.com in 2005. Economy.com subsequently became part of Moody's Analytics, a subsidiary of Moody's Corporation.
As Chief Economist of Moody's Analytics, Zandi oversees the global economic forecast and directs the activities of the economic research team. He publishes his outlook for the economy monthly, produces research on key topics and conducts regular briefings for clients, businesses, corporate boards and trade associations.
Zandi is a regular contributor to ''The Washington Post''<ref>{{cite news |last=Zandi |first=Mark |date=January 4, 2013 |url=https://www.washingtonpost.com/realestate/housings-renaissance-could-lead-an-economic-recovery/2013/01/03/304e4c40-488c-11e2-820e-17eefac2f939_story.html |title=Housing’s renaissance could lead an economic recovery |work=The Washington Post }}</ref> and ''The Philadelphia Inquirer'',<ref>{{cite news |title=With tariffs forcing economic uncertainty, Philly businesses prepare for new era of global trade |last1=Seidman |first1=Andrew |last2=Vadala |first2= Nick |last3=File |first3=Nate |last4=Ladd |first4=Jenn |work=The Philadelphia Inquirer |date=April 5, 2025 |page=A1 |id={{Proquest|}} }}</ref> and is a frequent guest on CBS' ''Face the Nation'', Fox Business, Sirius XM's ''Wharton Business Daily'', C-SPAN, CNBC,<ref>{{cite web |url=https://www.cnbc.com/search/?query=Mark%20Zandi&qsearchterm=Mark%20Zandi |title=CNBC {{!}} Search Results for Mark Zandi |work=CNBC |access-date=September 26, 2025 }}</ref> NPR, NBC's ''Meet the Press'',<ref>{{cite web|url=https://www.nbcnews.com/id/wbna28964188 |title=NBC News |publisher=NBC News |date=2009-02-01 |access-date=2020-04-06}}</ref> CNN,<ref>{{cite web|last=Liberto |first=Jennifer |url=https://money.cnn.com/2014/01/07/news/economy/unemployment-insurance-economy/index.html |archive-url=https://web.archive.org/web/20140107171600/http://money.cnn.com/2014/01/07/news/economy/unemployment-insurance-economy/index.html |url-status=dead |archive-date=January 7, 2014 |title=CNN |publisher=Money.cnn.com |date=2014-01-07 |access-date=2020-04-06}}</ref> and various other media outlets.
Zandi is on the board of directors of MGIC,<ref>{{cite web |url=https://mtg.mgic.com/corporate-governance/board-of-directors |title=Board of Directors {{!}} Mark Zandi |website=mtg.mgic.com |publisher=MGIC Investment Corporation |access-date=September 26, 2025 }}</ref> the nation's largest private mortgage insurance company, and served on the board of The Reinvestment Fund, a large CDFI that makes investments in disadvantaged neighborhoods, stepping down as director in January 2023.<ref>{{cite web |url=https://www.reinvestment.com/about/governance/ |title=Governance {{!}} Board of Directors |website=www.reinvestment.com |publisher=Reinvestment Fund |archive-url=https://web.archive.org/web/20221201225834/https://www.reinvestment.com/about/governance/ |archive-date=December 1, 2022 }}</ref><ref>{{cite press release |title=Saul Behar to Chair Reinvestment Fund's Board of Directors |work=PR Newswire |location=New York |date=January 26, 2023 |id={{Proquest|2769620085}} }}</ref>
==Writings and research== In 2008, Zandi wrote the book ''Financial Shock: A 360° Look at the Subprime Mortgage Implosion, and How to Avoid the Next Financial Crisis''<ref>{{cite news |title=Washington Post: The Economy |newspaper=The Washington Post|url=https://www.washingtonpost.com/wp-dyn/content/article/2008/09/04/AR2008090402501.html}}</ref> and in 2012 he wrote ''Paying the Price: Ending the Great Recession and Beginning a New American Century.''<ref>{{cite web |title=CNN: Can the economy 'get its groove back'? Moody's Analytics' Mark Zandi says yes |date=12 October 2012 |url=https://edition.cnn.com/2012/10/12/tv/can-the-economy-get-its-groove-back-moodys-analytics-mark-zandi-says-yes/index.html}}</ref> Zandi's analysis of the impact of an economic stimulus package on the United States economy was cited by Christina Romer and Jared Bernstein in their report on President Barack Obama's proposed American Recovery and Reinvestment Plan, which became the American Recovery and Reinvestment Act of 2009.<ref>[http://otrans.3cdn.net/45593e8ecbd339d074_l3m6bt1te.pdf Romer, Bernstein PDF]</ref> Zandi has authored multiple studies and op-eds, including:
* Protecting Workers and Businesses in the COVID Crisis<ref>{{cite web|url=https://www.moodysanalytics.com/-/media/article/2020/Protecting-Workers-and-Businesses-COVID-Crisis.pdf|title=Protecting Workers and Businesses in the COVID Crisis|date=2020-07-07}}</ref> * A Timely, Simple Idea to Boost Affordable Housing<ref>{{cite web|url=https://www.wsj.com/video/why-the-coronavirus-stimulus-doesnt-work-for-some-small-businesses/3D0F75AD-65D9-4D46-94BA-B9CA8711F389.html|title=A Timely, Simple Idea to Boost Affordable Housing|date=2020-02-12}}</ref> * Solving The Student Debt Crisis: Increase Education Supply<ref>{{cite web|url=https://www.cnbc.com/2019/01/02/solving-the-student-debt-crisis-increase-edu-supply-says-mark-zandi.html|title=Solving The Student Debt Crisis: Increase Education Supply|website=CNBC|date=2019-01-03}}</ref> * Pride and Protectionism: U.S. Trade Policy and Its Impact on Asia<ref>{{cite web|url=https://www.economy.com/getlocal?q=87319467-6a15-4d93-ab33-d2dbe2f74a99&app=eccafile|title=Pride and Protectionism: U.S. Trade Policy and Its Impact on Asia|date=2018-10-18}}</ref> * Fear the Robots? Better to Embrace them and Adjust<ref>{{cite web|url=https://www.economy.com/getlocal?q=dc08ea7b-e09c-4743-b95e-9ffe89da08b4&app=eccafile |title=Fear the Robots? Better to Embrace them and Adjust|date=2017-10-26}}</ref> * A Better Economy Under Trump Seems Unlikely<ref>{{cite web|url=https://www.economy.com/getlocal?q=48660f55-9bba-41c7-bb4d-259213613e59&app=eccafile |title=A Better Economy Under Trump Seems Unlikely |date=2016-11-27}}</ref> * The Financial Crisis: Lessons for the Next One<ref>{{cite web|url=https://www.economy.com/getlocal?q=5c176c87-e596-469a-839c-78d90b310c01&app=eccafile |title=The Financial Crisis: Lessons for the Next One|date=2015-10-15}}</ref> * A General Theory of G-Fees<ref>{{cite web|url=https://www.economy.com/getlocal?q=0589ECA5-C6A9-4D02-873D-DB3A1EA390C1&app=eccafile |title=A General Theory of G-Fees|date=2014-10-24}}</ref> * Time for the Government to Reduce its Role in the Mortgage Business<ref>{{cite web|url=https://www.economy.com/getlocal?q=355CE646-FCEB-409E-83E9-EE5E6869A245&app=eccafile |title=Time for the Government to Reduce its Role in the Mortgage Business|date=2013-07-17}}</ref> * Gas Prices and the Economy<ref>{{cite web|url=https://www.economy.com/mark-zandi/index |title=Gas Prices and the Economy|date=2012-03-25}}</ref> * Reforming Fannie and Freddie<ref>{{cite web|url=https://www.economy.com/getlocal?q=B86DC0CB-4E40-46E3-9CB6-03447E14DCFF&app=eccafile |title=Reforming Fannie and Freddie|date=2011-01-22}}</ref> * How the Great Recession Was Brought to an End<ref>{{cite web|url=https://www.economy.com/getlocal?q=2DF7337D-8DD2-4D20-9B3F-77328C4B6647&app=eccafile |title=How the Great Recession Was Brought to an End|date=2010-07-27}}</ref> * Policymaking Through a Panic<ref>{{cite web|url=https://www.economy.com/getlocal?q=F53C7091-B5FF-458D-B372-CEE41DF0B45F&app=eccafile |title=Policymaking Through a Panic|date=2008-12-03}}</ref> * Where are the Regulators?<ref name=Zandi2007/>
==References== {{reflist}}
==External links== *[http://www.economy.com/mark-zandi/default.asp Mark Zandi's homepage] at Economy.com *[http://www.economy.com Economy.com], part of Moody's Analytics *{{C-SPAN|81654}} *{{Charlie Rose view|6568}} *{{IMDb name|3278567}}
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{{DEFAULTSORT:Zandi, Mark}} Category:1959 births Category:20th-century American economists Category:American people of Iranian descent Category:Living people Category:Wharton School alumni Category:Zandi family (United States) Category:21st-century American economists Category:People from Atlanta Category:Economists from Georgia (U.S. state)