{{Short description|French insurance company}} {{About|the insurance company|other uses}} {{Use dmy dates|date=September 2023}} thumb|180px|MACIF logo '''MACIF''' ('''Mutuelle assurance des commerçants et industriels de France et des cadres et des salariés de l'industrie et du commerce''') is a French mutual insurance company. It was founded in 1960 in Niort.
It is a member of {{ill|Euresa|fr}}, an international "business club" of mutual and cooperative insurance groups.<ref name=euresa />
== History == Macif, the Mutual Insurance Company for Traders and Industrialists of France, as well as Executives and Employees in Industry and Commerce, was founded on April 30, 1960, as a mutual insurance company.<ref>{{Cite web |title=La Macif |url=https://45.force-ouvriere.org/spip.php?article70 |access-date=June 19, 2025 |website=La Macif |language=fr}}</ref>
In 1968, Socram Banque was founded by several property and casualty insurance mutuals to distribute auto loans.<ref>{{Cite web |date=November 4, 2019 |title=Socram Banque : l’avenir sans Arkéa |url=https://www.argusdelassurance.com/les-assureurs/mutuelles/socram-banque-l-avenir-sans-arkea.155109 |website=L'Argus de l'Assurance |language=fr}}</ref>
In the 1970s, MACIF was among the first insurers to offer policies for pleasure boats.<ref>{{Cite web |date=July 20, 2017 |title=La voile, le pari gagnant de Macif |url=https://www.argusdelassurance.com/acteurs/la-voile-le-pari-gagnant-de-macif.120661 |website=L'Argus de l'Assurance |language=fr}}</ref>
In 1979, MACIF partnered with several mutual insurance companies to create Mutavie, a service offering savings and retirement products.<ref>{{Cite web |date=October 3, 2008 |title=Les MSI ont-elles pris le virage de l'assurance vie ? |url=https://www.argusdelassurance.com/dossier/les-msi-ont-elles-pris-le-virage-de-l-assurance-vie.26248 |website=L'Argus de l'Assurance |language=fr}}</ref>
In 1981, Inter Mutuelles Assistance (IMA) was created.<ref>{{Cite web |date=July 16, 2015 |title=Jean-Dominique Antoni (IMA) : « Le nerf de la guerre, c'est le coût du dossier » |url=https://www.argusdelassurance.com/interviews-exclusives/jean-dominique-antoni-ima-le-nerf-de-la-guerre-c-est-le-cout-du-dossier.96015 |website=L'Argus |language=fr}}</ref>
In 1993, the Macif Foundation was created under the initiative of Jean Simonnet. It was one of the first corporate foundations in France.<ref>{{Cite web |date=January 19, 2021 |title=Niort : mort de Jean Simonnet, ancien dirigeant de la Macif |url=https://www.francebleu.fr/infos/economie-social/niort-mort-de-jean-simonnet-ancien-dirigeant-de-la-macif-1611067576 |access-date=October 6, 2025 |website=France Bleu |language=fr}}</ref>
In 1997, Macif Gestion, which manages the group's investment activities, particularly its socially responsible funds, was created.<ref>{{Cite web |date=June 2010 |title=HISTOIRES DE SOLIDARITÉ |url=https://www.macif.fr/files/live/sites/maciffr/files/maciffr/LeGroupe/Panoramadugroupe/50_histoires_solidarite_macif.pdf |access-date=October 11, 2025 |website=Macif}}</ref> The entity was struck off (or dissolved) on July 23, 2014.<ref>{{Cite web |title=MACIF GESTION |url=https://www.pappers.fr/entreprise/macif-gestion-382149912 |access-date=October 11, 2025 |website=Pappers}}</ref> When its founder Jacques Vandier (1927–2020) retired in 1997 he asserted that it was the largest mutual motor insurance company in France: "Je suis parti de zéro. Avec quelques autres, j'ai fait de la Macif la première mutuelle d'assurances automobile en France." ("''I started from zero. With a few others, I made Macif the first mutual car insurance company in France''").<ref name="echos" />
In 2005, Macif, Maif, and the Caisse d'Épargne group entered into a partnership.<ref>{{Cite web |date=May 20, 2005 |title=Le partenariat Macif-Maif-L'Écureuil se concrétise |url=https://www.argusdelassurance.com/acteurs/le-partenariat-macif-maif-l-ecureuil-se-concretise.31211 |access-date=October 16, 2025 |website=L'Argus de l'assurance |language=fr}}</ref>
In 2010, the mutual insurer launched its banking activity: Socram Banque.<ref>{{Cite web |date=September 25, 2014 |title=La Macif s'interroge sur son activité bancaire |url=https://www.lalettre.fr/fr/entreprises/2014/09/25/la-macif-s-interroge-sur-son-activite-bancaire,108039878-gra |access-date=November 17, 2025 |website=La Lettre |language=fr}}</ref>
In June 2011, the mutual adopted a new group governance charter in Clermont-Ferrand.<ref>{{Cite web |date=June 27, 2011 |title=La Macif adopte un nouveau mode de gouvernance |url=https://www.assinews.it/06/2011/la-macif-adopte-un-nouveau-mode-de-gouvernance/220002127/ |access-date=December 9, 2025 |website=Assi News}}</ref>
In 2014, Matmut and Macif created the joint entity Inter Mutuelles Entreprises, specializing in corporate risk management.<ref>{{Cite web |date=February 24, 2014 |title=« Inter Mutuelle Entreprises », structure commune de la Matmut et de la Macif pour gérer les risques entreprises |url=https://www.aefinfo.fr/depeche/476651-inter-mutuelle-entreprises-structure-commune-de-la-matmut-et-de-la-macif-pour-gerer-les-risques-entreprises |access-date=December 12, 2025 |website=AEF Info |language=fr}}</ref> In 2016, Macif and Matmut announced the end of discussions to form a single group.<ref>{{Cite web |date=May 15, 2016 |title=La Macif et la Matmut renoncent à leur rapprochement |url=https://www.lesechos.fr/2016/05/la-macif-et-la-matmut-renoncent-a-leur-rapprochement-208656 |access-date=December 12, 2025 |website=Les Echos |language=fr}}</ref>
In January 2021, Macif and {{Interlanguage link|Aésio Mutuelle|lt=Aésio|fr}} announced the creation of {{Interlanguage link|Aéma Groupe|lt=Aéma Groupe|fr}}, an entity born out of the merger between the two mutual insurers.<ref>{{Cite web |date=January 12, 2021 |title=Naissance du groupe mutualiste Aéma, rapprochement de la Macif et d'Aésio |url=https://www.lefigaro.fr/flash-eco/naissance-du-groupe-mutualiste-aema-fusion-de-la-macif-et-d-aesio-20210112 |access-date=December 12, 2025 |website=Le Figaro |language=fr}}</ref>
In 2023, Macif acquired Mondial Pare-brise.<ref>{{Cite web |date=November 12, 2025 |title=La Macif investit 50 millions pour renforcer sa présence dans la mobilité |url=https://www.lesechos.fr/finance-marches/banque-assurances/la-macif-investit-50-millions-pour-renforcer-sa-presence-dans-la-mobilite-2198131 |website=Les Echos |language=fr}}</ref>
In 2025, Macif announced the creation of its reinsurance company, M Réassurance, registered in Luxembourg.<ref>{{Cite web |date=November 26, 2025 |title=Pourquoi les assureurs mutualistes s'intéressent à la réassurance |url=https://www.lesechos.fr/finance-marches/banque-assurances/pourquoi-les-assureurs-mutualistes-sinteressent-a-la-reassurance-2200950 |website=Les Echos |language=fr}}</ref>
In 2026, through its Macif Terre et Vivant fund, Macif invested in Recyclivre, an online second-hand book retailer.<ref>{{Cite web |date=April 22, 2026 |title=Macif investit via son fonds Macif Terre et Vivant dans la société Recyclivre, spécialisée dans la vente en ligne de livres d’occasion |url=https://www.argusdelassurance.com/mutuelles/macif/macif-investit-via-son-fonds-macif-terre-et-vivant-dans-la-societe-recyclivre-specialisee-dans-la-vente-en-ligne-de-livres-doccasion.DBETV6SBCFASZM5HJ2RIUTAMUI.html |access-date=April 23, 2026 |website=L'Argus de l'Assurance |language=fr}}</ref>
== Governance ==
=== Executive Management === Jean-Philippe Dogneton (CEO<ref>{{Cite web |date=April 13, 2026 |title=Jean‑Philippe Dogneton, Directeur Général de la Macif |url=https://www.radiofrance.fr/franceinter/podcasts/l-invite-du-13-14/13h30-invite-de-13h-du-lundi-13-avril-2026-4959018 |access-date=April 23, 2026 |website=Radio France}}</ref>): since 2021<ref>{{Cite web |date=September 17, 2024 |title=Jean-Philippe Dogneton, un assureur engagé et «durable» à la Macif |url=https://www.lefigaro.fr/decideurs/jean-philippe-dogneton-un-assureur-engage-et-durable-a-la-macif-20240917 |access-date=April 23, 2026 |website=Le Figaro |language=fr}}</ref>.
== Sponsoring == Macif is participating in the Transat Café l’Or with its boat, Macif Santé Prévoyance.<ref>{{Cite web |date=December 11, 2025 |title=Concarneau. Dans le port, le bateau Macif de retour de la transat |url=https://quimper.maville.com/actu/actudet_-concarneau.-dans-le-port-le-bateau-macif-de-retour-de-la-transat-_-7104221_actu.Htm |access-date=December 12, 2025 |website=Ma Ville |language=fr}}</ref><ref>{{Cite web |date=November 28, 2025 |title=Voile : un nouveau titre pour la Macif |url=https://www.lanouvellerepublique.fr/niort/voile-un-nouveau-titre-pour-la-macif-1764331219 |website=Ouest France |language=fr}}</ref>
==References== {{Reflist|refs=
<ref name="echos">{{cite news |title=Disparition: Jacques Vandier, figure de la Macif, est mort |url=https://www.lesechos.fr/finance-marches/banque-assurances/disparition-jacques-verdier-a-lorigine-de-la-macif-est-mort-1190668 |accessdate=21 April 2020 |work=Les Echos |date=31 March 2020 |language=fr}}</ref>
<ref name="euresa">{{cite web |title=Macif |url=https://www.euresa.org/en/members/macif/ |website=Members |publisher=Euresa |accessdate=21 April 2020 |language=en |date=28 May 2018}}</ref>
}}
==External links== *{{Official website|https://www.macif.fr/}}
{{Authority control}}
Category:Mutual insurance companies Category:Insurance companies of France Category:French companies established in 1960
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