Hamish Ogston

{{Short description|British businessman (born 1948) }} {{Use British English|date=September 2014}} {{Use dmy dates|date=April 2026}} {{Infobox person | name = Hamish Macgregor Ogston | honorific_suffix = CBE | image = | alt = | caption = | birth_date = {{Birth year and age |1948}} | birth_place = United Kingdom | death_date = | death_place = | education = Manchester University | occupation = Businessman | years_active = | known_for = Founder of card insurance company CPP Group | notable_works = | spouse = | children = }}

'''Hamish Macgregor Ogston''' CBE,<ref name="CBE2011" /> (born 1948) is a British businessman and philanthropist. He is the founder and former chairman of card insurance company CPP Group plc.

==Early life and education== Son of a dental surgeon, Ogston was educated at Cranleigh School.<ref name=Independent/><ref name=timesmove/> At the age of 18, he left the UK. His father gave him £50 at Euston Station and didn't see him again for a year.<ref name=Independent/>

Ogston joined the Norwegian<ref name=Independent2/> Merchant Navy, which took him to work across Canada. From here he joined a ship in the German Merchant Navy, leading him to travel and work in New Zealand, Australia and Tahiti. He worked his way around the world on building sites in Toronto, farms in New Zealand and in the advertising department of Esso in Sydney, Australia. Ogston subsequently attended Manchester University, where he studied Management Sciences, graduating in 1970.<ref name=Independent/>

== Career == Upon leaving Manchester University in 1970, Ogston co-founded Countdown PLC – Europe's first retail loyalty card company that eventually operated in 16 countries.<ref name=Independent/><ref name=TelegraphJV/>

Ogston also co-founded the Guinness World of Records Museum at London's Trocadero in 1979.<ref name=timesmove/>

In 1980 he was one of the original investors in the marketing rights to the FIFA World Cup<ref name=TelegraphJV/> a specialist hospitality, travel and event services company delivering sporting and cultural occasions such as the Olympic Games and Football World Cups.<ref name=sportsworld/>

According to the ''Sunday Times RIch List'' in 2020, Ogston is worth an estimated £131 million, a decrease of £21 million from the previous year.<ref>{{Cite news|last=Times|first=The Sunday|title=Rich List 2020: profiles 906‑982=|newspaper=The Times|language=en|url=https://www.thetimes.com/uk/article/rich-list-2020-profiles-906-982-q98rgd8h2|access-date=2020-09-17|issn=0140-0460}}</ref>

=== CPP === In 1980 Ogston founded Card Protection Plan Ltd., which successfully grew into what became the CPP Group (CPP). He persevered for 13 years before the company fully recovered its startup losses and 21 years before it paid its first dividend. Ogston was also tested by a 12.5 year legal battle with Customs and Excise (HMRC) which went through 6 courts, including the House of Lords and the European Court of Justice, before coming out the victor. The judgment became a landmark case and is the most cited in VAT history. CPP grew into a company operating in 16 countries with over 11.2 million customers, 200 business partners worldwide<ref name=fsa/> and 2,220 employees.<ref name=CPPgroup/>

Ogston's involvement in the day-to-day management of CPP ceased in 1999, but he continued to serve as the company's non-executive chairman. He retained this position until January 2010,<ref name=bweek/> although from July 2004 he handed over the responsibility for chairing and administering the board to Mr. Colin Lloyd, the senior independent non-executive director. In March 2010 CPP floated on the main market of the London Stock Exchange. Ogston stayed on as a non-executive director until June 2013<ref name=timesmove/><ref name=Independent3/>

The UK Financial Services Authority (FSA) announced an investigation into two of the products sold by CPP in March 2011. Prior to the investigation, CPP was valued at £533m.<ref name=lse/> However, the uncertainty caused by the FSA forced CPP to suspend its shares on 20 February 2012 and, due to the support offered by Ogston, was able to relist five weeks later, and according to Stock Exchange records, is only the second company to return to a full listing in its original form. The FSA's investigation concluded in November 2012 with the imposition of a civil financial penalty of £10.5 million.<ref name=fsa/> The FSA disciplinary notice acknowledges that CPP took a number of steps to improve systems and controls during the relevant period.<ref name=fsa/>{{rp|§3.68}}

In an August 2013 telephone conversation with the Press Association, Ogston remarked that the compensation figure set by the FSA was 'ridiculous.'<ref name=suntimes/><ref name=ft2/> The comment referred to the process of calculating the figure, which assumed a 100% success rate of the compensation scheme,<ref name=courier/> but it was later misinterpreted by media outlets.<ref name=suntimes/> Ogston was subsequently proved right when the payout was a third of the figure published by the FCA.

Although media accusations suggested that the Card Protection Plan policy was 'largely useless'<ref name=guardian/> and 'unnecessary,'<ref name=telegraphmissell/> only 1 out of the 18 benefits offered by the policy was subject to criticism by the FSA and FSA's Final Notice acknowledged that the policy offered a number of other features.<ref name=fsa/>{{rp|§3.7}}

==Philanthropy== Ogston is one of Yorkshire's biggest philanthropists and in 2008 he gave £2m to York Minster, helping the Minster reach its target for vital restoration work to start.<ref name=yorkshirepost/><ref name=yorkpress/> At the request of York City Council, he provided the initial funding to commission a report on the possible development of 100 acres of brown field site in the centre of York.<ref>{{cite news |title=A York Parliament? |url=https://royalfineart.wordpress.com/2020/07/30/a-york-parliament/ |publisher=Royal Fine Art Commission Trust |date=30 July 2020}}</ref><ref>{{cite web |title=Testimonial: Working with Hamish Ogston |url=https://www.hamishogstonfoundation.org/news/working-with-hamish-ogston |website=Hamish Ogston Foundation}}</ref> He is a Vice-President of the Georgian Theatre Royal, Richmond, North Yorkshire<ref name=GTR/> and a former benefactor of the Oxford Philharmonic Trust.<ref name=OPT/> In 2020, during the coronavirus pandemic, Hamish's charitable foundation gave £375,000 to the Georgian Theatre Royal to fund part of a project to upgrade the historic auditorium.<ref>{{cite web |title=The Georgian Theatre Royal Auditorium Development Project |url=https://www.georgiantheatreroyal.co.uk/AuditoriumDevelopmentProject.aspx |website=Georgian Theatre Royal}}</ref>

In 2009 Ogston funded the construction of Cranleigh School's new organ,<ref>{{Cite web|url=https://1865.cranleigh.org/hamish-ogston/|title=Hamish Ogston {{!}} Cranleigh School 1865|website=1865.cranleigh.org|access-date=2017-05-17}}</ref> a project undertaken by the renowned organ maker Mander Organs.<ref>{{Cite news|url=https://mander-organs.com/cranleigh-school/|title=Cranleigh School - Mander Organs|date=2017-01-01|work=Mander Organs|access-date=2017-05-22|language=en-GB}}</ref> In 2011 Ogston pledged NZ$4m to help rebuild Christchurch Cathedral, New Zealand following the earthquake.<ref name=tvnz/> In March 2014, after seeing nothing had been done with the building, he reiterated his offer and recommended the establishment of foundation to oversee construction work.<ref name=stuffnz/><ref name=3news/> He has also donated the cost of building the Life Sciences building at St Edward's School, Oxford and in July 2013 the building was formally named the Ogston Building.<ref>{{Cite news|url=https://www.stedwardsoxford.org/support-us/the-foundation/recent-projects/|title=Recent Projects - St Edward's School|last=School|first=St Edward's|work=St Edward’s School|access-date=2017-05-22|language=en-GB}}</ref> Through his support and further donations, St Edward's School has also been able to acquire a site for a new and much bigger music school, which has been named The Ogston Music School.<ref>{{Cite news|url=https://www.bbc.co.uk/news/uk-england-oxfordshire-38777282|title=The Ogston Music School opens at St Edward's School|date=2017-01-28|work=BBC News|access-date=2017-05-17|language=en-GB}}</ref><ref>{{Cite web|url=https://www.stedwardsoxford.org/2017/02/09/ogston-music-school-new-verse-expanding-piece/|title=St Edward's School|last=School|first=St Edward's|date=2017-02-09|website=St Edward’s School|access-date=2017-05-17|archive-date=15 December 2019|archive-url=https://web.archive.org/web/20191215145106/https://www.stedwardsoxford.org/2017/02/09/ogston-music-school-new-verse-expanding-piece/|url-status=dead}}</ref>

During November 2017, it was announced that Ogston had donated £384,000 to Liverpool Cathedral for the renovation of the organ, which is the UK's largest pipe organ. This was celebrated by a special service at which Ogston's hot air balloon was inflated inside the Cathedral's Main Space.<ref>{{Cite web|url=http://www.liverpoolcathedral.org.uk/43/section.aspx/37/up_up_and_away__liverpool_cathedral_inflates_hot_air_balloon_in_main_space|title = Liverpool Cathedral - up, up and Away as a Hot Air Balloon is inflated in our Main Space}}</ref>

Ogston has played a role in the rejuvenation of Rangoon General Hospital. At the behest of the Burmese leader of the opposition, Aung San Suu Kyi, Ogston held discussions with seven British university medical schools, to find one that would be prepared to rebuild the Hospital's healthcare system and provide a degree course for the brightest Burmese medical students. The leading candidate was University College London Medical School, who submitted an outline proposal to Aung San Suu Kyi in her role as head of the hospital rejuvenation committee.<ref name=parliament/><ref>{{cite web|url=http://www.parliament.uk/documents/commons-committees/international-development/Formal-Mins-2013-14-ConsolidatedVersion.pdf|title=Formal Minutes. Session 2013–14|website=parliament.uk}}</ref>

==Allegations== Hamish Ogston has faced a barrage of allegations that impacted his public image. The allegations were first brought to light in an exposé by The Sunday Times.<ref name="YP1">{{cite web |last1=Tarrant |first1=Katie |last2=Pogrund |first2=Gabriel |date=1 October 2023 |title=Who is Hamish Ogston, the tycoon philanthropist in sex worker immigration scandal? |url=https://www.thetimes.com/uk/article/who-is-hamish-ogston-uk-millionaire-st2dv7vnf |access-date=1 October 2023 |language=en}}</ref>

In September 2023, Ogston was accused in The Sunday Times of the human trafficking of Thai and Filipina sex workers who were allegedly used for his sexual parties.<ref name="YP1" />

Among the allegations reported by The Sunday Times are instances of illegal employment, human trafficking, and involvement in prostitution, some of which dated back 15 years. It is alleged that Ogston unlawfully employed women and put them in grave danger through dangerous sexual acts. Some reports suggest that he also brought these women into contact with his associates for sexual purposes.<ref name="YP1" />

== Recognition == Hamish Ogston was appointed a CBE in 2011 for services to business and the community in York.<ref name=Independent2/> and Outstanding Alumnus of the Year Award from University of Manchester in 2002.<ref name=Debretts/>

In 2010 Ogston was presented with a ‘Proclamation of Resolution’ by Councilwoman Janice Hahn on behalf of the Los Angeles City Council. It was awarded in recognition of his long-standing relationship with the Port of Los Angeles in San Pedro, his business relationships in America and his altruistic and philanthropic efforts.{{citation needed|date=January 2024}}

==References== {{Reflist|refs= <ref name="CBE2011">{{cite web |url=https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/416187/NY_2011.csv/preview |title=New Year's Honours 2011 |publisher=Cabinet Office |date=2015-03-05 |accessdate=2019-06-25 |quote=Non-Executive Director, CPP Group plc. For services to Business and to the community in York. |archive-date=5 December 2019 |archive-url=https://web.archive.org/web/20191205084051/https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/416187/NY_2011.csv/preview |url-status=dead }}</ref> <ref name=Debretts> {{cite web |url=http://www.debretts.com/people/biographies/browse/o/22163/Hamish%20MacGregor+OGSTON.aspx |title=Hamish Ogston |work=Debretts }} </ref> <ref name=Independent>Millionaire’s ‘sex worker immigration scandal’ {{cite news |url=https://www.independent.co.uk/news/business/analysis-and-features/twenty-questions-hamish-ogston-founder-of-card-protection-plan-cpp-712104.html |title=Twenty Questions: Hamish Ogston, founder of Card Protection Plan (CPP) |work=The Independent |date=9 August 2000 |author=Staff }} </ref> <ref name=timesmove> {{cite news |url=https://www.thetimes.co.uk/tto/business/moversshakers/article2467514.ece |title=Business big shot: Hamish Ogston of CPP |work=The Times |first=Catherine|last=Boyle |date=25 March 2010 }} </ref> <ref name=Independent2> {{cite news |url=https://www.independent.co.uk/news/business/news/business-diary-ogstons-gong-is-well-deserved-2172512.html?origin=internalSearch |title=Business Diary: Ogston's gong is well deserved |work=The Independent |date=31 December 2010 |author=Staff }} </ref> <ref name=TelegraphJV> [https://www.telegraph.co.uk/finance/migrationtemp/2955468/Judging-and-Voting.html "Judging and Voting"]. Profile of judges for the CPP Trailblazers Awards </ref> <ref name=sportsworld>[http://www.sportsworld.co.uk/ SportsWorld] homepage</ref> <ref name=fsa>[http://www.fsa.gov.uk/static/pubs/final/card-protection-plan.pdf Final Notice of Judgement] from the Financial Services Authority dated 14 November 2012</ref> <ref name=CPPgroup>{{cite web |url = http://www.cppgroupplc.com/pdf/cpp001_ara-2010_110401.pdf |title = CPP Annual Report & Accounts 2010 |accessdate = 19 November 2013 |archivedate = 5 April 2012 |url-status = dead |archiveurl = https://web.archive.org/web/20120405090156/http://www.cppgroupplc.com/pdf/cpp001_ara-2010_110401.pdf |df = dmy-all }} </ref> <ref name=bweek>[https://archive.today/20131119223814/http://investing.businessweek.com/research/stocks/people/person.asp?personId=34299577&ticker=CPP:LN Hamish Macgregor Ogston CBE] profile at ''Business Week''</ref> <ref name=Independent3> {{cite news |url=https://www.independent.co.uk/news/uk/crime/prosecute-cpp-tycoon-hamish-ogston-overmisselling-urges-labour-mp-8782830.html |title=Prosecute CPP tycoon Hamish Ogston over mis-selling, urges Labour MP |work=The Independent |date=23 August 2013 |first=Andy|last=McSmith }} </ref> <ref name=lse>[http://www.lse.co.uk/ShareChart.asp?sharechart=CPP&share=cppgroup CPP Group Trading Price] at London South East</ref> <ref name=suntimes> {{cite news |url=http://www.thesundaytimes.co.uk/sto/business/Finance/article1304624.ece |archive-url=https://web.archive.org/web/20140222135805/http://www.thesundaytimes.co.uk/sto/business/Finance/article1304624.ece |url-status=dead |archive-date=22 February 2014 |title=Banks on alert over CPP deal |work=The Sunday Times |first=Iain|last=Dey |date=25 August 2013 }} </ref> <ref name=parliament> {{cite news |url=http://data.parliament.uk/writtenevidence/WrittenEvidence.svc/EvidenceHtml/5247 |title=Written evidence to UK Parliament |date=January 2014 }} </ref> <ref name=ft2> {{cite news |url=https://www.ft.com/content/4a24f1ec-0b31-11e3-bffc-00144feabdc0 |title=CPP: UK lenders got up to 60% commission for mis-sold insurance |first=Sharlene|last=Goff |work=Financial Times |date=22 August 2013 }} </ref> <ref name=courier> {{cite news |url = http://www.thecourier.co.uk/business/news/millions-to-share-payout-over-mis-sold-cpp-policies-1.123182 |title = Millions to share payout over mis-sold CPP policies |work = The Courier |date = 23 August 2013 |first = Graham |last = Huband |url-status = dead |archiveurl = https://web.archive.org/web/20141021092601/http://www.thecourier.co.uk/business/news/millions-to-share-payout-over-mis-sold-cpp-policies-1.123182 |archivedate = 21 October 2014 |df = dmy-all }} </ref> <ref name=guardian> {{cite news |url=https://www.theguardian.com/money/2013/aug/22/banks-payout-one-billion-credit-card-compensation |title=Banks to pay out £1.3bn in credit card compensation |date=22 August 2013 |first=Rupert|last=Jones |work=The Guardian }} </ref> <ref name=telegraphmissell> {{cite news |url=https://www.telegraph.co.uk/finance/personalfinance/9923180/Mis-selling-CPP-compensation-delayed-for-millions.html |title=Mis-selling compensation delayed for millions |work=The Telegraph |date=12 March 2013 |first=Rosey|last=Murray-West }} </ref> <ref name=yorkshirepost> {{cite news |url=http://www.yorkshirepost.co.uk/business/business-news/cpp-founder-offers-1-7m-for-firm-valued-at-396m-in-2010-1-5537284 |title=CPP founder offers £1.7m for firm valued at £396m in 2010 |work=The Yorkshire Post |date=28 March 2013 |first=Greg|last=Wright }} </ref> <ref name=yorkpress> {{cite news |url=http://www.yorkpress.co.uk/news/3622928.CPP_founder___s___2m_for_Minster/ |title=CPP founder's £2m for Minster |work=The York Press |date=27 August 2008 |first=Haydn|last=Lewis }} </ref> <ref name=stuffnz> {{cite news |url=http://www.stuff.co.nz/the-press/news/city-centre/9787789/British-rich-lister-wants-cathedral-restored |title=British rich lister wants cathedral restored |work=The Press, New Zealand |date=4 March 2014 |first=Georgina|last=Stylianou }} </ref> <ref name=3news> {{cite news |url=http://www.3news.co.nz/Billionaires-ChristChurch-Cathedral-pledge/tabid/423/articleID/334521/Default.aspx#.UxVruVnLpRE.e= |title=Billionaire's Christchurch Cathedral pledge |work=3 News |date=4 March 2014 |first=Emily|last=Cooper }} </ref> <ref name=GTR>[http://www.georgiantheatreroyal.co.uk/AboutUs/MeetTheTeam.aspx "Meet the Team"] {{webarchive|url=https://web.archive.org/web/20140226013931/http://www.georgiantheatreroyal.co.uk/AboutUs/MeetTheTeam.aspx |date=26 February 2014 }}. Georgian Theatre Royal.</ref> <ref name=OPT>{{Cite web|url=http://www.oxfordphil.com/sites/www.oxfordphil.com/files/OP%20Campaign_brochure_5%20april_sm2.pdf|title=Oxford Philomusica Campaign Brochure|accessdate=12 September 2023}}</ref> <ref name=tvnz>[https://web.archive.org/web/20150610211435/http://tvnz.co.nz/national-news/billionaire-hamish-ogston-gives-christchurch-video-4052244 "Billionaire Hamish Ogston gives to Christchurch"] on ''OneNews''. TVNZ (New Zealand)</ref> }}

==External links== * [http://www.cppgroupplc.com/ CPP Group Plc] * [https://www.hamishogston.co.uk/ Hamish Ogston]

{{DEFAULTSORT:Ogston, Hamish}} Category:British businesspeople Category:Alumni of the University of Manchester Category:Living people Category:1948 births Category:Fellows of the Royal Geographical Society Category:People educated at Cranleigh School Category:Commanders of the Order of the British Empire