{{Short description|Bank in Pakistan}} {{for|other banks with a similar name|First Bank (disambiguation)}} {{Infobox company | name = HBL Microfinance Bank | logo = HBL Microfinance Bank logo.png | type = Unlisted public company | industry = Microfinance | key_people = {{plainlist| * Rayomond Kotwal (chairman) * Muhammad Amir Khan (CEO) }} | founded = {{Start date and age|2002}} | revenue = {{increase}} {{PKRConvert|35.491|b}} | revenue_year = 2023 | net_income = {{decrease}} {{PKRConvert|451.249|m}} | net_income_year = 2023 | equity = {{increase}} {{PKRConvert|14.217|b}} | equity_year = 2023 | assets = {{increase}} {{PKRConvert|157.478|b}} | assets_year = 2023 | num_employees = 3,724 | num_employees_year = 2022 | owner = Habib Bank Limited (79.92%) | parent = Habib Bank Limited | website = {{URL|hblmfb.com}} | footnotes = Financials {{as of|2023|12|31|lc=yes}} <ref name="AR2023">{{cite web|title=HBL Annual Report 2023|url=https://www.hbl.com/assets/documents/HBL_Annual_Report_2023.pdf|website=hbl.com|access-date=25 March 2024}}</ref> }}
'''HBL Microfinance Bank Ltd (HBL MfB)''' is a Pakistani microfinance bank headquartered in Islamabad.<ref>{{cite web |title=Shareholders {{!}} HBL Microfinance Bank Ltd |url=https://www.hblmfb.com/about-us/shareholders/ |url-status=dead |archive-url=https://web.archive.org/web/20191218023811/https://www.hblmfb.com/about-us/shareholders/ |archive-date=2019-12-18}}</ref><ref name=":0">{{cite web |title=About FMFB {{!}} HBL Microfinance Bank Ltd |url=https://www.hblmfb.com/about-us/ |url-status=dead |archive-url=https://web.archive.org/web/20191213114756/https://www.hblmfb.com/about-us/ |archive-date=2019-12-13}}</ref> HBL MfB operates over 200 locations all over Pakistan. It is one of the oldest microfinance bank in the country<ref name=":1">{{cite web |last=Reporter |first=The Newspaper's Staff |date=2016-05-26 |title=Habib Bank acquires 51pc FMFB shares |url=https://www.dawn.com/news/1260627 |access-date=2021-05-11 |website=DAWN.COM |language=en}}</ref> with its roots in the credit and saving section of the Agha Khan Rural Support Program (AKRSP).
== History == HBL Microfinance Bank (HBL MfB) was founded as The First MicroFinanceBank Ltd, Pakistan (FMFB-P) in 2002.<ref>{{Cite web|url=https://www.dawn.com/news/25986/aga-khan-meets-musharraf|title=Aga Khan meets Musharraf|date=March 11, 2002|website=DAWN.COM}}</ref> It was created through a structured transformation of the credit and savings section of the Aga Khan Rural Support Programme (AKRSP), a development programme active in Gilgit-Baltistan and Chitral.
== Major Shareholding == HBL has a majority stake in the bank.<ref>{{Cite web |date=31 December 2022 |title=HBL Microfinance Bank Annual Report 2022 |url=https://www.hblmfb.com/assets/documents/HBL_MfB_Annual_Report_2022_-_Low_Res.pdf |access-date=22 November 2023 |website=www.hblmfb.com }}{{Dead link|date=July 2024 |bot=InternetArchiveBot |fix-attempted=yes }}</ref> {| class="wikitable" |+Major Shareholding !Shareholding !Percent Stake |- |Habib Bank Limited (HBL) |76.42% |- |Aga Khan Agency for Microfinance (AKAM) |14.16% |- |Aga Khan Rural Support Programme (AKRSP) |5.23% |- |Japan International Cooperation Agency (JICA) |4.19% |}
==References== {{reflist}}
{{Habib Bank Limited}} {{Banking in Pakistan}} {{Agha Khan Fund for Economic Development}}
Category:Aga Khan Development Network Category:Microfinance companies of Asia Category:Banks established in 2002 Category:Microfinance banks in Pakistan Category:Companies based in Islamabad
{{asia-bank-stub}}