{{Short description|Polish software house and systems integrator}} {{Use dmy dates|date=May 2023}} {{Infobox company | name = Comarch SA | logo = Logo-comarch-rgb-blau.jpg | logo_size = 200px | founded = Kraków, Poland (November 30, 1993) | founder = Janusz Filipiak (Founder) | hq_location_city = Kraków | hq_location_country = Poland | area_served = Worldwide | key_people = {{Unbulleted list|Jarosław Mikos (CEO)|Janusz Filipiak (Founder)}} | industry = Computer software | products = | revenue = {{profit}} 430,0 mln USD (2025)<ref name="2025financials"> {{cite web | author = Comarch | date = April 2026 | url = https://www.comarch.com/files-com/file_975/Comarch-Annual-Report-2025.pdf | title = Annual report 2025 | work = comarch.com | publisher = Comarch | accessdate = 2026-05-19}}</ref> | num_employees = 5000 (2026) | website = {{URL|comarch.com}} }} '''Comarch''' is a Polish multinational software house and systems integrator based in Kraków, Poland. The company provides services in areas such as telecommunications, finance and banking, services sector and to public administration. Its services include billing, enterprise resource planning (ERP) systems, Electronic Data Interchange (EDI), global electronic invoicing compliance, IT security, IT architecture, management and outsourcing solutions, customer relationship management (CRM) and sales support, electronic communication, business intelligence, and cloud solutions for various businesses.

Comarch specializes in data exchange and document management, supporting B2B and B2G compliance in over 60 countries, and serves industries including telecommunications, finance, retail, and the service sector.

==History == The company was founded in 1993 by {{ill|Janusz Filipiak|pl}}, a computer scientist and lecturer at the AGH University of Science and Technology in Kraków. The name of the company is a portmanteau word of "computer architecture".<ref>{{Cite web |url=https://log24.pl/news/ekspansja-z-pokoju-413/ |language=pl |title=Ekspansja z pokoju 413 |website=log24.pl |author=Alicja Kostecka |date=28 February 2012 |access-date=24 August 2024}}</ref> The Group employs more than 5000 employees in 34 countries around the world with a yearly revenue stream of over US$300 million. In 2014, the company opened offices in Chile and Spain. In 2015, a company was established in Malaysia, Sweden and Italy, in 2016 companies from Argentina, Colombia and Peru joined, and in 2017 branches in Saudi Arabia started operating.<ref name=":0">{{Cite web |title=Annual Report 2025 |url=https://www.comarch.com/files-com/file_975/Comarch-Annual-Report-2025.pdf}}</ref>

The Comarch Corporate Group<ref name= "The Comarch Corporate Group">[http://bi.gazeta.pl/espi/files/03/1/20150302_191713_1139090034_QSr_4_2014.pdf Skonsolidowane sprawozdanie finansowe] gazeta.pl 2014</ref> comprises international branches (such as Comarch AG, Comarch S.A.S., Comarch, Inc. and others) and Kraków football club KS Cracovia SSA. SoInteractive, an engagement and gamification provider, is an associated company.<ref>{{Cite web |title=Skonsolidowane sprawozdanie finansowe Grupy Kapitałowej Comarch za okres 01.01.2014-31.12.2014 |url=http://bi.gazeta.pl/espi/files/03/1/20150302_191713_1139090034_QSr_4_2014.pdf}}</ref> On April 27, 2012, Comarch purchased 100% shares of Esaprojekt. On July 21, 2015, Comarch acquired 42.5% of the shares of the American company Thanks Again LLC specializing in loyalty programs and CRM systems.<ref>{{Cite web |title=RB-32-2015 Objęcie udziałów w spółce Thanks Again LLC przez spółkę Comarch Pointshub Inc., spółkę zależną Comarch S.A. |url=http://www.comarch.pl/relacje-inwestorskie/raporty-biezace/rb-32-2015-objecie-udzialow-w-spolce-thanks-again-llc-przez-spolke-comarch-pointshub-inc-spolke-zalezna-comarch-sa/ |access-date=2022-03-12 |website=www.comarch.pl |language=pl}}</ref> In 2016, Comarch exported its own products and services worth PLN 661.1 million, which accounts for almost 60% of total revenues. In November 2017, Comarch won tender for maintenance of the KSI system for ZUS.<ref>{{Cite news|url=http://www.parkiet.com/Technologie-i-IT/311149896-Comarch-wygral-przetarg-na-utrzymanie-systemu-KSI-dla-ZUS.html|title=Comarch wygrał przetarg na utrzymanie systemu KSI dla ZUS|access-date=2017-11-15|language=pl}}</ref> On April 4, 2017, Comarch acquired 100% of shares in the Polish company Geopolis.<ref>{{Cite web |title=RB-5-2017 Objęcie udziałów w Geopolis Sp. z o.o. |url=http://www.comarch.pl/relacje-inwestorskie/raporty-biezace/rb-5-2017-objecie-udzialow-w-geopolis-sp-z-oo/ |access-date=2022-03-12 |website=www.comarch.pl |language=pl}}</ref>

Since 2024, Comarch has been part of the portfolio of CVC Capital Partners, a global private equity firm.<ref>{{Cite web |title=CVC may be sold to Comarch in pieces |url=https://wbj.pl/cvc-may-be-sold-to-comarch-in-pieces/post/144186 |access-date=2026-05-11 |website=wbj.pl |language=en}}</ref>

On December 8, 2024, during an Extraordinary General Meeting, shareholders voted in favor of a resolution to delist Comarch S.A. shares from the stock exchange.<ref>{{Cite web |date=2024-12-09 |title=RB-51-2024 Submitting an Application with the KNF (Polish Financial Supervision Authority) for Permission to Delist Comarch S.A.’s Shares from Trading on the Regulated Market |url=http://www.comarch.com/investors/investor-reports/rb-51-2024-submitting-an-application-with-the-knf-polish-financial-supervision-authority-for-permission-to-delist-comarch-sas-shares-from-trading-on-the-regulated-market/ |access-date=2025-07-17 |website=www.comarch.com |language=en}}</ref> As of March 26, 2025, Comarch S.A. ceased to be a public company, in accordance with the decision of the Polish Financial Supervision Authority (KNF) issued on March 7, 2025.<ref>{{Cite web |date=2025-03-07 |title=RB-8-2025 The decision of the Polish Financial Supervision Authority regarding the granting of permission to withdraw the shares of Company Comarch S.A. from trading on the regulated market operated by the Warsaw Stock Exchange S.A. |url=http://www.comarch.com/investors/investor-reports/rb-8-2025-the-decision-of-the-polish-financial-supervision-authority-regarding-the-granting-of-permission-to-withdraw-the-shares-of-company-comarch-sa-from-trading-on-the-regulated-market-operated-by-the-warsaw-stock-exchange-sa/ |access-date=2025-07-17 |website=www.comarch.com |language=en}}</ref>

In April 2026, Comarch published its 2025 annual report, titled "Comarch's Guidebook to the AI Era". The report outlined the company's shift toward AI-native software and operational efficiency under its Value Creation Plan. For the financial year 2025, the Comarch Group reported total revenue of 1.714 billion PLN (approximately 430 million USD), a 6% increase year-on-year. The company also achieved an EBITDA of 381 million PLN and a record volume of bookings reaching 1.935 billion PLN. At the time of the report's release, the company's global workforce stood at approximately 5,000 employees.<ref name=":0" />

== Products and services ==

=== E-Invoicing and EDI === Comarch provides Electronic Data Interchange (EDI) and e-invoicing services for B2B and B2G sectors. The company is a certified Peppol Access Point and provides integration with national tax platforms, including KSeF in Poland, Chorus Pro in France, and SDI in Italy. The platform is used by retail and manufacturing companies for supply chain automation.

=== Loyalty Management === The company develops loyalty management software used in the telecommunications, retail, finance, and travel industries. The platform includes features for marketing automation and predictive analytics using artificial intelligence. In 2025, Forrester Research categorized Comarch as a "Strong Performer" in the Forrester Wave: Loyalty Platforms report. <ref>{{Cite web |last=Pedini |first=John |date=2025-12-09 |title=Key Takeaways From The Forrester Wave™: Loyalty Platforms, Q4 2025 |url=https://www.forrester.com/blogs/key-takeaways-from-the-forrester-wave-loyalty-platforms-q4-2025/ |access-date=2026-05-11 |website=Forrester |language=en-US}}</ref>

==Structure==

===Poland===

* Comarch SA (parent company) * CA Consulting SA * Comarch Management Sp. z o.o. * Comarch Corporate Finance closed-end investment fund * Comarch Management limited liability company SK-A * CASA Management and Consulting limited liability company SK-A * Bonus Development limited liability company SK-A * Bonus Development limited liability company II Koncept SK-A * Comarch Infrastruktura SA * iComarch24 SA * Comarch Healthcare Joint Stock Company * Comarch Technologies Sp. z o.o. * Comarch Polska SA * Comarch Finance Connect Sp. z o. o. * Comarch Cloud SA * Strefa Rekreacji Sp. z o.o. * Comarch HIS sp. z o.o. * Comarch Telemedicine sp. z o.o. * Geopolis sp. z o.o.

===Europe (outside Poland)===

* Comarch AG (Germany) * Comarch Swiss AG (Switzerland) * Comarch Solutions GmbH (Austria) * CAMS AG (Switzerland) * Comarch Luxembourg S.à r.l. (Luxembourg) * Comarch S.A.S. (France) * Comarch R&D S.à r.l. (France) * Comarch UK Ltd. (United Kingdom) * Comarch LLC (Ukraine) * Comarch OOO (Russia) * Comarch Technologies OY (Finland) * Comarch s.r.o (Slovakia) * Comarch S.R.L. (Italy) * Comarch AB (Sweden) * Comarch Software LLC (Ukraine)

===North America===

* Comarch, Inc. (USA) * Comarch Pointshub, Inc. (USA) * Comarch Canada Corp. (Canada) * Comarch Espace Connecté Inc. (Canada) * Comarch Panama, Inc. (Panama) * Comarch Mexico, SA DE C.v (Mexico)

===South America===

* Comarch Sistemas LTDA (Brasil) * Comarch Chile SPA (Chile) * Comarch Colombia S.A.S. (Colombia)

===Asia===

* Comarch Middle East FZ LLC (UAE) * Comarch Software (Shanghai) Co. Ltd (China) * Comarch Yazilim A.S. (Turkey) * Comarch Malaysia SDN. BHD. (Malaysia) * Comarch Saudi Arabia LLC (Saudi Arabia) * Comarch Japan KK (Japan) * Comarch Yuhan Hoesa (South Korea) * Comarch (Thailand) Limited (Thailand)

===Australia===

* Comarch Pty. (Australia)

==See also== *Economy of Poland

==References== {{Reflist}}

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Category:Companies based in Kraków Category:Polish companies established in 1994 Category:Companies listed on the Warsaw Stock Exchange Category:Customer relationship management software companies Category:ERP software companies Category:Information technology companies of Poland Category:Multinational companies headquartered in Poland Category:Software companies of Poland Category:Polish brands Category:Manufacturing companies established in 1994