{{short description|Former Italian bank}} {{Infobox company | name = Cariplo | logo = | logo_size = | logo_alt = | logo_caption = | logo_padding = | image = Milan Cariplo.jpg | image_size = | image_alt = | image_caption = The Ca' de Sass in Milan, head office of the Cassa di Risparmio delle Provincie Lombarde from 1872 to 1998 | native_name = Cassa di Risparmio delle Provincie Lombarde S.p.A. | native_name_lang = it | former_name = | type = private società per Azioni | industry = Financial services | founded = | founder = <!-- or: | founders = --> | hq_location = | hq_location_city = Milan | hq_location_country = Italy | area_served = | key_people = | brands = | services = | owner = | parent = | subsid = Mediocredito Lombardo | ratio = | rating = | website = }}
'''Cassa di Risparmio delle Provincie Lombarde''', known in shorthand as '''Cariplo SpA''', was an Italian bank founded in 1823. On 2 January 1998, it merged with Banco Ambrosiano Veneto to form Banca Intesa. Cariplo SpA became a short-lived sub-holding company of Intesa in late 1990s, and was fully absorbed circa 2000.
== History == [[File:Palazzo della Cassa di Risparmio delle Provincie Lombarde, Milano; veduta generale.jpg|thumb|''Palazzo delle Colonne'', expansion of the Ca' de Sass completed in 1941 on a design by Giovanni Muzio and Giovanni Greppi]] The bank was formed on 12 June 1823 by the count Giovanni Pietro Porro, in Kingdom of Lombardy–Venetia, decades before the unification of Italy. Situated in industrialized Northern Italy, the Lombard firm had become one of the major bank in Italy. In 1926 the bank absorbed Cassa di Risparmio di Voghera<ref>{{cite web |url=http://www.intesasanpaolo.mappastorica.com/profili/228.html |title=Voghera |website=www.intesasanpaolo.mappastorica.com |access-date=6 June 2022 |archive-url=https://web.archive.org/web/20161223191517/http://www.intesasanpaolo.mappastorica.com/profili/228.html |archive-date=23 December 2016 |url-status=dead}}</ref> and Cassa di Risparmio di Novara in 1928.<ref>{{cite web |url=http://www.intesasanpaolo.mappastorica.com/profili/233.html |title=Novara |website=www.intesasanpaolo.mappastorica.com |access-date=6 June 2022 |archive-url=https://web.archive.org/web/20161223191458/http://www.intesasanpaolo.mappastorica.com/profili/233.html |archive-date=23 December 2016 |url-status=dead}}</ref>
In December 1991, due to Legge Amato, the bank, as società per azioni, and Fondazione Cariplo were formed to separate ownership, charity and daily banking operation.
The bank also started its own expansion strategy 1990s, which acquired shares of the saving banks of Alessandria, Carrara and Spezia to form Carinord Holding SpA in 1995, (Ca.Ri."Nord", a joint venture of the owners of Alessandria, Carrara and Spezia and Cariplo)<ref>{{cite web|url=http://www.fondazionecarispezia.it/fondazione/chi-siamo/storia-della-fondazione/|title=Storia della Fondazione|accessdate=22 March 2015|language=Italian|url-status=dead|archiveurl=https://web.archive.org/web/20150325125846/http://www.fondazionecarispezia.it/fondazione/chi-siamo/storia-della-fondazione/|archivedate=25 March 2015}}</ref> as well as Calabria e Lucania (Carical), Puglia (Caripuglia),<ref>{{cite news|url=http://archiviostorico.corriere.it/1994/marzo/04/CARIPLO_conquista_CARIPUGLIA_co_0_9403049289.shtml|title=CARIPLO conquista CARIPUGLIA|date=4 March 1994|accessdate=24 March 2015|work=Corriere della Sera|last=Saldutti|first=Nicola|language=Italian}}</ref> Salernitana (Carisal) (the formation of Banca Carime). In Marche, Fermo (33.3%), Ascoli (25%), Banca delle Marche (5.13%) were acquired. In Umbria, Spoleto, Città di Castello, Foligno (18.34%); in Lazio the province of Viterbo and Rieti; in Abruzzo Cassa di Risparmio della Provincia di Chieti, Cassa di Risparmio della Provincia di Teramo and Cassa di Risparmio di Pescara e Loreto Aprutino (20% each).
Other banks acquired were Banca Monte Parma (20.5%), German bank Bankhaus Löbbecke and Hungarian bank Európai Kereskedelmi Bank.
In 1997 Fondazione Cariplo and Cariverona agreed a deal on Banco Ambrosiano Veneto's shares,<ref>{{cite news|url=http://archiviostorico.corriere.it/1997/giugno/26/Fondazione_Cariplo_Ambroveneto_co_0_97062615222.shtml|title=Fondazione Cariplo in Ambroveneto|date=26 June 1997|accessdate=24 March 2015|work=Corriere della Sera|language=Italian}}</ref> which led to the ultimate merger on 2 January 1998. On 30 September 1997 Fondazione Cariplo held 13.42% shares of Banco Ambrosiano Veneto and 100% shares of Cariplo SpA.<ref>{{Cite web |title=BILANCIO della Fondazione Cassa di Risparmio delle Provincie Lombarde Consuntivo Esercizio 1996/1997 Approvato dalla Commissione Centrale di Beneficenza del 15 dicembre 1997 |url=http://www.fondazionecariplo.it/static/upload/bil/bilancio-1998-eserc-1996-97.pdf |website=www.fondazionecariplo.it}}</ref>
== See also == * Fondazione Cariplo * List of banks in Italy
== References == {{Reflist|30em}}
== External links == * [https://web.archive.org/web/20110828150203/http://intesasanpaolo.us/group/index.html Group History] Intesa Sanpaolo official website
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Category:Defunct banks of Italy Category:Banks established in 1823 Category:Banks disestablished in 1998 Category:1823 establishments in the Austrian Empire Category:1998 disestablishments in Italy Category:Companies based in Milan Cassa di Risparmio delle Provincie Lombarde Category:Italian companies established in 1823
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