Intact Financial

{{Short description|Canadian insurance company}} {{Infobox company | name = Intact Financial Corporation | logo = IntactFinancial.jpg | logo_caption = Intact Financial office with current logo | type = Public | traded_as = {{Unbulleted list| {{TSX|IFC}} |S&P/TSX 60 component}} | founded = 2009 | former_name = ING Canada Inc. (2004–2009) | key_people = {{unbulleted list|William Young (chairman)|Charles Brindamour (CEO)}} | industry = Insurance | products = Property and casualty insurance, insurance brokerage | revenue = | operating_income = {{increase}} {{CAD|4.48 billion}} {{small|(2024)}}<ref name="1:15">{{Cite web | url=https://www.intactfc.com/presentations/Q4-2025-MDA.pdf | title=Intact Financial Corporation | website=www.intactfc.com}}</ref> | net_income = {{increase}} {{CAD|3.37 billion}} {{small|(2025)}}<ref name="1:7">{{Cite web|url=https://www.newswire.ca/news-releases/intact-financial-corporation-reports-q4-2025-results-828793217.html|title=Intact Financial Corporation reports Q4-2025 results|first=Intact Financial|last=Corporation|website=www.newswire.ca}}</ref> | assets = | equity = {{increase}} {{CAD|48 billion}} {{small|(2024)}}<ref name="1:8">{{cite news |date=2024 |title=Annual Report 2024 |url=https://www.intactfc.com/presentations/Intact_AnnualReport_2024_EN.pdf |publisher=Intact Financial |access-date=April 7, 2026}}</ref> | num_employees = 32,000 {{small|(2026)}}<ref name="1:9">{{Cite web|url=https://markets.ft.com/data/announce/detail?dockey=600-202602101701CANADANWCANADAPR_C8371-1|title=– Company Announcement - FT.com|website=markets.ft.com}}</ref> | divisions = | website = {{url|https://www.intactfc.com/|intactfc.com}} | hq_location = Intact Centre | hq_location_city = Toronto, Ontario | hq_location_country = Canada }}

'''Intact Financial Corporation''' (IFC) is a Canadian general insurance holding company.<ref name="1:11"/> Currently the largest provider of property and casualty insurance in Canada, it also has insurance operations in the UK, Ireland,<ref name="1:13"/> Europe,<ref name="1:3"/> and United States.<ref name="1:8"/> The company was formed in 2009,<ref name="1:10"/> when it also went public on the Toronto Stock Exchange.<ref name="1:16">{{cite news |author=Clare O'Hara |date=November 22, 2024 |title=Strategist of the Year: Charles Brindamour future-proofs Intact Financial against climate change |url=https://www.theglobeandmail.com/business/rob-magazine/article-strategist-of-the-year-charles-brindamour-future-proofs-intact/ |work=The Globe and Mail |access-date=April 7, 2026}}</ref> It operates a number of subsidiaries and brands, such as Intact Insurance, belairdirect, BrokerLink, Intact Prestige, Intact Public Entities, On Side Restoration, Jiffy, 123.ie, and Intact Insurance Specialty Solutions.<ref name="1:12"/> In 2024, Intact Financial had a market cap of CA$48 billion.<ref name="1:8"/>

==History== === Predecessor companies (1959-2008) === The predecessor company to Intact Financial was founded as the Halifax Fire Insurance Association in 1809.<ref name="1:1">{{cite news |author=Kevin Orland |date=November 19, 2020 |title=Canada’s Intact Financial Caps Decade of Acquisitions with $9.4 Billion RSA Deal |url=https://www.insurancejournal.com/news/international/2020/11/19/591289.htm |work=Insurance Journal |access-date=April 7, 2026}}</ref> Offering fire insurance for homes in Halifax, it was later renamed the Halifax Insurance Company.<ref name="1:2"/> In the late 1950s, Dutch insurer Nationale-Nederlanden (NN) expanded into Canada by acquiring the Halifax Insurance Company;<ref name="1:3">{{cite news |date=2026 |title=Our Early History|url=https://www.intactfc.com/about-us/our-history|publisher=Intact Financial |access-date=April 7, 2026}}</ref> Dutch immigration to Canada attracted NN to the country.<ref name="1:2">{{cite news|date=September 28, 2017 |title=The numbers guy |url=https://www.theglobeandmail.com/report-on-business/rob-magazine/how-intacts-data-driven-strategy-helped-quadruple-its-stockprice/article36385596/ |work=The Globe and Mail |publisher= |access-date=April 7, 2026}}</ref> The acquisition was completed in 1959.<ref>{{cite news |date=October 18, 2006 |title=Insurance Credit Report for ING Insurance Co. of Canada |url=https://media.corporate-ir.net/media_files/irol/18/186633/reports/101806SP.pdf |work= |publisher=Standard & Poor's |access-date=April 7, 2026}}</ref>

In 1987, the Halifax Insurance Agency acquired the Western Union Insurance Company of Calgary, Alberta.<ref name="1:4">{{cite news |date= November 24, 1987|title=Case 00005643 |url=https://ised-isde.canada.ca/site/investment-canada-act/en/node/12109 |publisher=Government of Canada |access-date=}}</ref> NN in 1989 acquired Commassur Inc., which owned Belair Insurance Company and Groupe Commerce,<ref name="1:5"/> both in Quebec. NN merged with NMB Postbank in 1991 to create ING Group, one of the first bank assurance groups.<ref name="1:3"/> ING Group combined its four Canadian insurance subsidiaries in 1993,<ref name="1:5">{{cite news |title=Company History |url=https://www.belairdirect.com/blog/belairdirect-insurance-compagny-history |publisher=belairdirect |access-date=}}</ref> creating ING Canada. ING Canada acquired Guardian Insurance in 1998,<ref name="1:3"/> and, in 2001, it acquired the Canadian insurance portfolio of the Swiss insurer Zurich,<ref name="1:2"/> Zurich Canada.<ref name="1:3"/>

In 2001, Claude Dussault became ING Canada's president and CEO.<ref name="1:11">{{cite news |author=Jason Contant |date=March 31, 2022 |title=Claude Dussault to retire from Intact’s board |url=https://canadianunderwriter.ca/news/industry/claude-dussault-to-retire-from-intacts-board/ |work=Canadian Underwriter |publisher= |access-date=}}</ref> In July 2003, ING Insurance Company of Canada and ING Western Union Insurance Company were combined, creating the ING Insurance Company of Canada.<ref name="1:10">{{cite news |title=Canadian and Foreign Insurance Companies and Fraternal Benefits Societies |url=https://www.osfi-bsif.gc.ca/en/supervision/financial-institutions/canadian-foreign-insurance-companies-fraternal-benefits-societies|publisher=Government of Canada - Office of the Superintendent of Financial Institutions |access-date=}}</ref> ING Canada acquired Allianz Canada in 2004.<ref name="1:3"/> Also in 2004, ING Canada made a public offering on the Toronto Stock Exchange, with ING Group retaining 73% ownership. The IPO ended up raising CA$907 million.<ref name="1:6">{{cite news |date=December 10, 2004 |title=ING Canada stock jumps in first trading |url=https://www.cbc.ca/news/business/ing-canada-stock-jumps-in-first-trading-1.507323 |work=CBC|access-date=April 7, 2026}}</ref> Charles Brindamour became CEO of ING Canada in 2008.<ref name="1:1"/><ref>{{cite web|access-date=2023-01-23 |author=Andy Holloway |date=February 17, 2022 |language=en-CA |title=Canada's Outstanding CEO of the Year: Intact Financial's Charles Brindamour |url=https://financialpost.com/financial-post-magazine/ceo-of-the-year/canadas-outstanding-ceo-of-the-year |website=Financial Post}}</ref> He succeeded Claude Dussault, who became chairman.<ref name="1:2"/>

===Intact Financial founding (2009-2016)=== thumb|right|200px|Older logo ING decided to pull out of Canada in 2009,<ref name="1:16"/> selling its Canadian banking and insurance operations in the process. In February 2009, ING sold its entire<ref name="1:2"/> 70% stake in ING Canada,<ref name="1:1"/> raising CA$1.9 billion<ref>{{cite news |last1=King |first1=Romana |title=ING sells off Canadian insurance assets |url=https://www.advisor.ca/industry-news/industry/ing-sells-off-canadian-insurance-assets/ |access-date=14 August 2024 |work=Advisor.ca |date=4 February 2009 |language=en}}</ref> in share sales on the Toronto Stock Exchange.<ref name="1:16"/> ING Canada changed its name to reflect the change in ownership,<ref name="1:1"/> and on March 10, 2009, the newly independent ING Insurance Company of Canada became Intact Insurance Company.<ref name="1:10"/> That year, Intact went public on the Toronto Stock Exchange.<ref name="1:16"/>

Intact Financial Corporation acquired Axa Canada for CA$2.6 billion in 2011<ref name="1:2"/><ref>{{Cite press release|title=Intact Financial Corporation to Acquire AXA Canada for $CDN 2.6 Billion|date=31 May 2011|publisher=Intact Financial Corporation|url=https://www.intact.ca/press-centre/intact-financial-corporation-to-acquire-axa-canada|last=|access-date=26 January 2018|website=Press Centre|archive-date=20 March 2016|archive-url=https://web.archive.org/web/20160320234855/https://www.intact.ca/press-centre/intact-financial-corporation-to-acquire-axa-canada|url-status=dead}}{{Self-published source|date=January 2018}}</ref> with Axa Insurance (Canada) then amalgamated into Intact Insurance Company in early 2014.<ref name="1:10"/> In 2012, Intact acquired Jevco Insurance Company for $530 million.<ref>{{Cite press release|title=Intact Financial Corporation completes acquisition of JEVCO Insurance Company|date=5 September 2012|publisher=Intact Financial Corporation|url=https://www.intact.ca/qc/en/about-intact-insurance/press-centre/intact-financial-corporation-acquires-jevco.html|last=|access-date=26 January 2018|website=Press Centre}}{{Self-published source|date=January 2018}}</ref> In 2014, it then acquired Metro General Insurance Corporation, which operated largely in Newfoundland and Labrador, for CA$27 million.<ref name="1:17">{{cite news |date=2026 |title=Acquisitions Since 2001 |url=https://www.intactfc.com/investors/acquisitions |work= |publisher=Intact Financial |access-date=April 7, 2026}}</ref> In 2014, Brindamour created a dedicated claims team for natural disasters, which started with around 3,000 employees.<ref name="1:16"/> For CA$189 million,<ref name="1:2"/> in 2015, Intact Financial acquired Canadian Direct Insurance Incorporated (CDI), extending its direct-to-consumer operations.<ref>{{Cite press release|title=Intact Financial Corporation completes acquisition of Canadian Direct Insurance Inc.|date=1 May 2015|publisher=Intact Financial Corporation|url=http://www.intactfc.com/English/media/press-releases/press-release-details/2015/Intact-Financial-Corporation-completes-acquisition-of-Canadian-Direct-Insurance-Inc/default.aspx|last=|access-date=26 January 2018|website=Press Releases|archive-date=26 January 2018|archive-url=https://web.archive.org/web/20180126070629/https://www.intactfc.com/English/media/press-releases/press-release-details/2015/Intact-Financial-Corporation-completes-acquisition-of-Canadian-Direct-Insurance-Inc/default.aspx|url-status=dead}}{{Self-published source|date=January 2018}}</ref> CDI was later integrated with belairdirect.<ref name="1:3"/> In 2016, Intact purchased InnovAssur for CA$50 million.<ref name="1:17"/>

===Acquisitions (2017-2020)=== By 2017, Intact was the largest provider of property and casualty insurance in Canada, as measured by annual premiums.<ref name="largest">{{Cite web|title=market share of leading p/c insurers|date=2017|publisher=statistica|url=https://www.statista.com/statistics/470362/leading-pandc-insurers-in-canada-by-share-of-direct-premiums-written/|last=|access-date=26 January 2018}}</ref> In 2017, an Ontario court awarded punitive damages against Intact Insurance in a fire-loss dispute.<ref>{{cite web |date=24 March 2017 |title=J.I.L.M. Enterprises & Investments Ltd v. Intact Insurance, 2017 ONSC 357 |url=https://otlablog.com/2017-onsc-357/ |access-date=10 March 2026 |website=OTLA Blog}}</ref> In 2017, Intact acquired OneBeacon Insurance Group,<ref>{{cite web|access-date=2023-01-10 |date=2021-08-04 |first=Greg |language=en-US |last=Meckbach |title=Why Intact has no intention of selling BrokerLink |url=https://www.canadianunderwriter.ca/brokers/why-intact-has-no-intention-of-selling-brokerlink-1004210979/ |website=Canadian Underwriter}}</ref><ref>{{Cite web|title=Intact Financial Corporation Completes Acquisition of U.S. Specialty Insurer OneBeacon Insurance Group, Ltd. and Announces Executive Appointment|url=https://www.intactfc.com/English/newsroom/media-centre/press-release-details/2017/Intact-Financial-Corporation-Completes-Acquisition-of-US-Specialty-Insurer-OneBeacon-Insurance-Group-Ltd-and-Announces-Executive-Appointment/default.aspx|access-date=2021-03-13|website=www.intactfc.com|language=en-CA}}</ref> an American specialty insurer, for CA$2.3 billion.<ref>{{Cite web|title=Intact Financial Corporation to Acquire US Specialty Insurer OneBeacon Insurance Group, Ltd. for US $1.7 billion|url=https://www.intactfc.com/English/newsroom/media-centre/press-release-details/2017/Intact-Financial-Corporation-to-Acquire-US-Specialty-Insurer-OneBeacon-Insurance-Group-Ltd-for-US-17-billion/default.aspx|access-date=2021-03-13|website=www.intactfc.com|language=en-CA}}</ref> Intact announced in 2018 that it would invest CA$3 million in the autonomous vehicle startup Voyage, as well as insuring self-driving vehicles in The Villages, Florida, a large retirement community.<ref>{{cite news |author=Staff Writer |title=Canadian insurer backs self-driving cars in The Villages |work=Sarasota Herald-Tribune |publisher=Bloomberg News |date=2018-07-26 }}</ref>

Intact acquired two companies from Princeton Holdings in late 2019: the specialty insurer The Guarantee Company of North America, as well as the Frank Cowan Company Limited, a specialty insurance managing general agent.<ref>{{Cite web|title=Intact Financial Corporation to acquire leading specialty insurer The Guarantee Company of North America and Frank Cowan Company Limited|url=https://www.intactfc.com/English/newsroom/media-centre/press-release-details/2019/Intact-Financial-Corporation-to-acquire-leading-specialty-insurer-The-Guarantee-Company-of-North-America-and-Frank-Cowan-Company-Limited/default.aspx|access-date=2021-03-13|website=www.intactfc.com|language=en-CA}}</ref> Frank Cowan in 2021 was renamed Intact Public Entities.<ref>{{cite news |author=Lyle Adriano |date=April 29, 2021 |title=Intact rebrands Frank Cowan as its own MGA business |url=https://www.insurancebusinessmag.com/ca/news/breaking-news/intact-rebrands-frank-cowan-as-its-own-mga-business-253597.aspx |work=Insurance Business Magazine|access-date=April 7, 2026}}</ref> In 2020, Intact was among the insurers named in class actions over COVID-19 business interruption coverage in Canada.<ref>{{cite web |last=Meckbach |first=Greg |date=3 April 2020 |title=Why Intact is named in lawsuit over COVID business interruption coverage |url=https://canadianunderwriter.ca/news/claims/why-intact-is-named-in-lawsuit-over-covid-business-interruption-coverage/ |access-date=10 March 2026 |website=Canadian Underwriter}}</ref> Also in 2020,<ref name="1:3"/> Intact acquired the Canadian property restoration company On Side Restoration.<ref>{{Cite web|title=Intact Financial Corporation strengthens its supply chain network with acquisition of On Side Restoration|url=https://www.intactfc.com/English/newsroom/media-centre/press-release-details/2019/Intact-Financial-Corporation-strengthens-its-supply-chain-network-with-acquisition-of-On-Side-Restoration/default.aspx|access-date=2021-03-13|website=www.intactfc.com|language=en-CA}}</ref> In October 2020, Intact rebranded its U.S. operations as Intact Insurance Specialty Solutions (formerly operating as OneBeacon Insurance Group and The Guarantee Company of North America).<ref>{{Cite web|title=One team, one brand: Intact introduces North American specialty insurance brand|url=https://www.intactfc.com/English/newsroom/media-centre/press-release-details/2020/One-team-one-brand-Intact-introduces-North-American-specialty-insurance-brand/default.aspx|access-date=2021-03-13|website=www.intactfc.com|language=en-CA}}</ref> Intact Financial's annual revenue in 2020 was {{CAD|12.14 billion|link=yes}}, operating income was {{CAD|1.92 billion}}, while its net income was {{CAD|1,082 million}}, assets were {{CAD|35.12 billion}}, and estimated equity was {{CAD|9.58 billion}}.<ref name="2020AR">{{cite web |url=https://s1.q4cdn.com/321139868/files/doc_financials/2020/ar/Intact-Financial-Corporation-2020-Annual-Report.pdf |title=2020 Annual Report |publisher=Intact Financial Corporation }}{{self-published source|date=April 2021}}</ref>

===Recent developments (2021-2026)=== On June 1, 2021,<ref>{{Cite web|title=Intact Financial Corporation and Tryg A/S complete acquisition of RSA Insurance Group plc|url=https://www.intactfc.com/English/newsroom/media-centre/press-release-details/2021/Intact-Financial-Corporation-and-Tryg-AS-complete-acquisition-of-RSA-Insurance-Group-plc/default.aspx|access-date=2021-06-02|website=www.intactfc.com|language=en-CA}}</ref> Intact and the Danish insurer Tryg A/S jointly acquired RSA Insurance Group,<ref>{{Cite web|title=RSA Shareholders and Canadian Competition Bureau Approve Offer to Acquire RSA Insurance Group PLC ("RSA")|url=https://www.intactfc.com/English/newsroom/media-centre/press-release-details/2021/RSA-Shareholders-and-Canadian-Competition-Bureau-Approve-Offer-to-Acquire-RSA-Insurance-Group-PLC-RSA/default.aspx|access-date=2021-03-13|website=www.intactfc.com|language=en-CA}}</ref><ref>{{Cite web|title=RSA Insurance Group plc ("RSA") - Further Statement Regarding Proposal|url=https://www.intactfc.com/English/newsroom/media-centre/press-release-details/2020/RSA-Insurance-Group-plc-RSA---Further-Statement-Regarding-Proposal/default.aspx|access-date=2021-03-13|website=www.intactfc.com|language=en-CA}}</ref> with Intact paying CA$5.1 billion for a number of RSA divisions.<ref name="1:1"/> The acquisition expanded Intact Financial's operations into the UK, Ireland, and Europe<ref name="1:3"/> and gave Intact five million new customers, adding to the six million it already had in Canada. Intact also gained 9,900 employees, 5,000 of whom were in the UK.<ref>{{cite news |author=Katherine Griffiths |date=November 24, 2020 |title=Intact Financial plans to modernise RSA in ‘friendly’ takeover |url=https://www.thetimes.com/business-money/companies/article/intact-plans-to-modernise-rsa-in-friendly-takeover-rkm7lf36z |work=The Times |access-date=April 7, 2026}}</ref> Intact and Tryg A/S sold their subsidiary, Codan Denmark, to Alm. Brand A/S Group in May 2022.<ref>{{Cite web |date=2022-05-11 |title=ALM. Brand acquires Codan DK, announces management appointments - Reinsurance News |url=https://www.reinsurancene.ws/alm-brand-acquires-codan-dk-announces-management-appointments/ |access-date=2022-05-11 |website=ReinsuranceNe.ws |language=en}}</ref> The following year, Intact Financial acquired certain operations from Direct Line Insurance Group.<ref name="1:3"/>

In 2024, it acquired the Canadian home maintenance app Jiffy Inc.<ref name="1:3"/> and invested $500 million in technology, including AI. Intact Financial had a market cap of CA$48 billion in 2024.<ref name="1:8"/> It also had CA$22.4 billion in annual premiums, a significant increase from $4.3 billion in 2009.<ref name="1:16"/> Intact Insurance began sponsoring the Professional Women's Hockey League in November 2024, signing a multi-year contract. In March 2025, Intact became a sponsor of the Northern Super League, and partnered with three teams: the Montreal Roses, Ottawa Rapid FC, and AFC Toronto. At the time, Intact Financial also sponsored the Montreal Canadiens, Speed Skating Canada and operated the Centre de glaces Intact Assurance in Quebec City.<ref>{{cite news |last=Davidson |first=Neil |date=5 March 2025 |title=Intact partners with Northern Super League, adding to women's sports sponsorships |url=https://www.cbc.ca/sports/soccer/northern-super-league-partnership-intact-financial-corporation-1.7475268 |work=CBC Sports |agency=The Canadian Press |access-date=12 May 2026}}</ref> In 2025, Intact Financial Corporation rebranded its RSA and NIG brands into Intact Insurance in the UK, Ireland, and Europe.<ref name="1:3"/> In doing so, the RSA brand name was retired, with NIG and Farmweb rolled into the new brand as well.<ref>{{cite news |date=April 13, 2025 |title=RSA brand to disappear from UK insurance sector |url=https://www.ft.com/content/3675b170-1201-4888-b95a-c629f82e4400 |work=Financial Times |access-date=April 7, 2026}}</ref>

== Operations ==

Intact Financial Corporation is the largest property and casualty insurer in Canada, and also has insurance operations in the UK, Ireland,<ref name="1:13">{{cite news |date=2026 |title=Company Overview |url=https://www.intactfc.com/investors/company-overview|publisher=Intact Financial |access-date=April 7, 2026}}</ref> Europe,<ref name="1:3"/> and the United States.<ref name="1:8"/> By 2026, the company had 350 offices<ref name="1:13"/> and 31,000 employees,<ref name="1:9"/> up from 29,000 employees in 2023.<ref name="2020AR" /> Its operating income in 2024 was {{CAD|4.48 billion}}.<ref name="1:15"/> Net income in 2025 was CA$3.37 billion,<ref name="1:7"/> up from $2.31 billion in 2024 and $1.33 billion in 2023.<ref name="1:8"/>

===Brands and subsidiaries=== Intact Financial's website in 2026 listed a number of active brands. In Canada, that includes Intact Insurance, belairdirect, BrokerLink, Intact Prestige, Intact Insurance Specialty Solutions, Intact Public Entities, On Side Restoration, and Jiffy. In the UK and Europe, it operates Intact Insurance UK, Intact Insurance EU, and Intact Insurance IE, as well as 123.ie. In the United States, it operates Intact Insurance Specialty Solutions.<ref name="1:12">{{cite news |date=2026 |title=Brands |url=https://www.intactfc.com/about-us/brands |publisher=Intact Financial |access-date=April 7, 2026}}</ref> In 2025, BrokerLink had 200 branches and 4,000 employees.<ref>{{cite news |author=Jason Contant |date=September 12, 2025 |title=BrokerLink acquires four brokerages in two provinces |url=https://canadianunderwriter.ca/your-business/operations/brokerlink-acquires-four-brokerages-in-two-provinces/ |work=Canadian Underwriter |access-date=April 7, 2026}}</ref>

===Technology=== Intact Financial Corporation opened an AI and data R&D lab in Hong Kong Science Park in late 2019. This was an extension of its Intact Lab, and it also had labs in Montreal, Toronto, and Quebec city.<ref name="1:18">{{cite news|date=December 13, 2019 |title=Intact Financial makes insurance easier with AI |url=https://www.scmp.com/country-reports/country-reports/topics/canada-business-report-2019/article/3041573/intact-financial |work=South China Morning Post |access-date=April 8, 2026}}</ref> The company had 500 employees working to deploy around 93 machine learning models in 2024.<ref name="1:16"/>

===Climate programs===

According to the ''Globe and Mail,'' after becoming CEO in 2008, Charles Brindamour began pushing for climate change adaptation in Canada to respond to climate change. In 2016, Intact Financial provided the initial funding for the Intact Centre on Climate Adaptation at the University of Waterloo. Intact states it has no influence on the center's research.<ref name="1:16"/> Between 2010 and 2024, Intact Financial invested CA$25 million in around 100 separate climate adaptation projects. In response to increased extreme weather events, by 2024, the company operated maintenance teams and on-site restoration teams. It also partnered with Wildfire Defense Systems, a US private firefighting organization.<ref name="1:19">{{cite news |date=July 31, 2024 |title=Profits jump at Intact Financial following premium increases for home and auto policies |url= https://www.theglobeandmail.com/business/article-profits-jump-at-intact-financial-following-premium-increases-for-home/ |work=The Globe and Mail |access-date=April 8, 2026}}</ref> After the 2024 Jasper wildfire in Alberta, Intact Financial brought in Wildfire Defense Systems to "fireproof buildings owned by 700 families and businesses" it insured in the town and had 100 experts from On Side Restoration Services brought in to clear debris.<ref name="1:16"/>

==References== {{Reflist}}

==External links== * {{Official website|https://www.intactfc.com/}} {{ICISA members}} {{S&P/TSX 60}} {{Authority control}}

{{DEFAULTSORT:Intact Financial}} Category:Companies listed on the Toronto Stock Exchange Category:Insurance companies of Canada Category:Financial services companies established in 1809 Category:Financial services companies based in Toronto Category:Property insurance companies Category:1809 establishments in the British Empire