# Thinkmoney

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**Think Money Ltd**, stylised as thinkmoney, is a UK-based [banking services](/source/Banking_services) provider that primarily offers [current accounts](/source/Current_accounts) for a fixed monthly fee with no overdraft or transaction charges.[1][2] Thinkmoney's online system offers a budgeting service that sees customers money split into two accounts, one for spending and one for bills – an approach sometimes known as jam jar banking.[3]

Thinkmoney's current account has received a four-star mark by the [Fairbanking Foundation](/source/Fairbanking_Foundation).[4][5][6][7][8]

In 2012 customers of thinkmoney (then known as thinkbanking)[9] were left without access to their money, due to a computer failure at [Royal Bank of Scotland](/source/Royal_Bank_of_Scotland) which it relies on for access to the payments infrastructure.[10] A similar failure at RBS left some thinkmoney customers without access to their incomes again in June 2015.[11]

## See also

- [List of companies based in Greater Manchester](/source/List_of_companies_based_in_Greater_Manchester)

## References

1. ["60 second guide to basic bank accounts"](http://www.which.co.uk/news/2011/08/60-second-guide-to-basic-bank-accounts-263790/). *[Which?](/source/Which%3F)*. [Archived](https://web.archive.org/web/20181107010204/https://www.which.co.uk/news/2011/08/60-second-guide-to-basic-bank-accounts-263790/) 7 November 2018 at the Wayback Machine. Retrieved 9 April 2016.

1. ["Can jam jars really save you money?"](https://uk.finance.yahoo.com/news/can-jam-jars-really-save-you-money-.html). *[Yahoo! Finance](/source/Yahoo!_Finance)*. Retrieved 9 April 2016.

1. ["thinkmoney Personal Account: bank account that ensures you'll pay all your bills"](http://money.aol.co.uk/2013/06/21/thinkmoney-personal-account-bank-account-that-ensures-youll-pa/). *[AOL](/source/AOL)*. [Archived](https://web.archive.org/web/20160305215907/http://money.aol.co.uk/2013/06/21/thinkmoney-personal-account-bank-account-that-ensures-youll-pa/) 5 March 2016 at the Wayback Machine. Retrieved 9 April 2016.

1. ["Current Mark Holders"](http://fairbanking.org.uk/fairbanking-marks/current_mark_holders/). *The Fairbanking Foundation*. [Archived](https://web.archive.org/web/20160617173436/http://fairbanking.org.uk/fairbanking-marks/current_mark_holders/) 17 June 2016 at the Wayback Machine. Retrieved 9 April 2016.

1. ["Fairbanking to certify UK bank accounts"](https://next.ft.com/content/5b7acb6a-0e25-11e2-8b92-00144feabdc0). *[Financial Times](/source/Financial_Times)*. [Archived](https://web.archive.org/web/20160701182837/https://next.ft.com/content/5b7acb6a-0e25-11e2-8b92-00144feabdc0) 1 July 2016 at the Wayback Machine. Retrieved 9 April 2016.

1. Eley, Jonathan (22 November 2013). ["RBS account gets Fairbanking award"](https://next.ft.com/content/fd3ded4c-537a-11e3-b425-00144feabdc0). *[Financial Times](/source/Financial_Times)*. [Archived](https://web.archive.org/web/20220810140841/https://www.ft.com/content/fd3ded4c-537a-11e3-b425-00144feabdc0) 10 August 2022 at the Wayback Machine. Retrieved 14 April 2016.

1. ["Basic bank accounts: what are the options for bankrupts?"](https://www.independent.co.uk/money/basic-bank-accounts-what-are-the-options-for-bankrupts-8209580.html). *[The Independent](/source/The_Independent)*. 12 October 2012. [Archived](https://ghostarchive.org/archive/20220507/https://www.independent.co.uk/money/basic-bank-accounts-what-are-the-options-for-bankrupts-8209580.html) 7 May 2022 at the Wayback Machine. Retrieved 14 April 2016.

1. ["Britain's best and worst banks"](https://uk.finance.yahoo.com/news/britains-best-worst-banks-105552663.html). *[Yahoo! Finance](/source/Yahoo!_Finance)*. [Archived](https://web.archive.org/web/20161122072436/https://uk.finance.yahoo.com/news/britains-best-worst-banks-105552663.html) 22 November 2016 at the Wayback Machine. Retrieved 14 April 2016.

1. ["thinkbanking's name change: your questions answered"](http://www.thinkmoney.co.uk/news-advice/thinkbanking-name-change-your-questions-answered-0-3961-0.htm). *thinkmoney.co.uk*. [Archived](https://web.archive.org/web/20160424214021/http://thinkmoney.co.uk/news-advice/thinkbanking-name-change-your-questions-answered-0-3961-0.htm) 24 April 2016 at the Wayback Machine. Retrieved 9 April 2016.

1. ["Royal Bank of Scotland-Nat West computer glitch: Computer says no"](https://www.telegraph.co.uk/finance/personalfinance/bank-accounts/9353390/Royal-Bank-of-Scotland-Nat-West-computer-glitch-Computer-says-no.html). *[The Daily Telegraph](/source/The_Daily_Telegraph)*. [Archived](https://web.archive.org/web/20170505225250/http://www.telegraph.co.uk/finance/personalfinance/bank-accounts/9353390/Royal-Bank-of-Scotland-Nat-West-computer-glitch-Computer-says-no.html) 5 May 2017 at the Wayback Machine. Retrieved 9 April 2016.

1. Farrell, Sean & Fishwick, Carmen (17 June 2015). ["RBS could take until weekend to make 600,000 missing payments after glitch"](https://www.theguardian.com/business/2015/jun/17/rbs-fails-to-make-600000-payments-customers-it-technology-failure-bank). *[The Guardian](/source/The_Guardian)*. [Archived](https://web.archive.org/web/20160328164532/http://www.theguardian.com/business/2015/jun/17/rbs-fails-to-make-600000-payments-customers-it-technology-failure-bank) 28 March 2016 at the Wayback Machine. Retrieved 9 April 2016.

## External links

- [**thinkmoney** website](https://www.thinkmoney.co.uk)

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Adapted from the Wikipedia article [Thinkmoney](https://en.wikipedia.org/wiki/Thinkmoney) by Wikipedia contributors ([contributor history](https://en.wikipedia.org/wiki/Thinkmoney?action=history)). Available under [Creative Commons Attribution-ShareAlike 4.0 International](https://creativecommons.org/licenses/by-sa/4.0/). Changes may have been made.