# Neale Mahoney

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**Neale Mahoney** (born 1982)[1] is a professor of economics at [Stanford University](/source/Stanford_University), California, United States, and the inaugural George P. Shultz Fellow at the [Stanford Institute for Economic Policy Research](/source/Stanford_Institute_for_Economic_Policy_Research).[2] He is also a Research Associate at the [National Bureau of Economic Research](/source/National_Bureau_of_Economic_Research). In 2022-2023, Mahoney served in the [Biden Administration's](/source/Presidency_of_Joe_Biden) [National Economic Council](/source/National_Economic_Council_(United_States)) as a Special Policy Advisor for Economic Policy.[3][4]

## Education and career

Mahoney earned a Bachelor of Science from [Brown University](/source/Brown_University) in [applied mathematics](/source/Applied_mathematics)-economics in 2005, where he received the Samuel C. Lamport Prize for the best undergraduate thesis in economics. He completed a Master of Arts and Ph.D. in economics at Stanford University in 2011, where he was a George P. Shultz Scholar and Ric Weiland Fellow.[1]

In college, Mahoney played for the Brown Men's [Ultimate](/source/Ultimate_(sport)) team, winning a National Championship in 2005.[5] He coached the Stanford Men's Ultimate team to a quarter-final appearance in the 2011 National Championships.[6]

Mahoney was an [Robert Wood Johnson Foundation](/source/Robert_Wood_Johnson_Foundation) Scholar in Health Policy Research at Harvard in 2011-2012[7] and taught at the [University of Chicago Booth School of Business](/source/University_of_Chicago_Booth_School_of_Business) from 2013 to 2020, where he was the David G. Booth Faculty Fellow. He joined Stanford in 2020 as professor of economics.[8][1]

## Research

Mahoney is an applied [microeconomist](/source/Microeconomics) whose research focuses on topics in [health economics](/source/Health_economics) and [consumer finance](/source/Personal_finance). His research on credit card markets has shown the consumer benefits of regulating hidden fees[9] and the limited pass-through of [interest rate cuts](/source/Interest_rate) to low [credit score](/source/Credit_score_in_the_United_States) borrowers.[10] In research on credit card repayments, he found that consumers followed a balance-matching [heuristic](/source/Heuristic), rather than allocating their payments to the card with highest interest rate.[11]

Mahoney's research on [medical debt](/source/Medical_debt) has received widespread media attention,[12][13] and was featured in a segment on the CBS Evening News.[14] His work on hospitals suing patients over unpaid medical bills has also been broadly covered.[15][16] A 2005 paper co-authored by [Elizabeth Warren](/source/Elizabeth_Warren) entitled "Illness And Injury As Contributors To Bankruptcy" helped to spark Mahoney's interest in the economics of medical bankruptcy.[17]

In 2016, Mahoney was named a [Sloan Research Fellow](/source/Sloan_Research_Fellowship), given to early-career scientists and scholars of outstanding promise.[18] In 2021, Mahoney received the ASHEcon Medal for researchers aged 40 and under who have made significant contributions to the field of health economics.[19]

## References

1. Mahoney, Neale (2021). ["Curriculum vitae: Neale Mahoney"](https://nmahoney.people.stanford.edu/sites/g/files/sbiybj16971/f/mahoney_cv_20211206_0.pdf)

1. ["Faculty fellowship named in honor of George P. Shultz at SIEPR | Stanford Institute for Economic Policy Research (SIEPR)"](https://siepr.stanford.edu/news/faculty-fellowship-named-honor-george-p-shultz-siepr). *siepr.stanford.edu*. 2 February 2021. Retrieved 2021-12-30.

1. ["Neale Mahoney joins Biden White House | Department of Economics"](https://economics.stanford.edu/news/neale-mahoney-joins-biden-white-house). *economics.stanford.edu*. 3 August 2022. Retrieved 2022-12-23.

1. Tani, Max & Thompson, Alex (26 August 2022). ["He got game diplomacy"](https://www.politico.com/newsletters/west-wing-playbook/2022/08/26/he-got-game-diplomacy-00053984). *POLITICO*. Retrieved 2023-02-23.

1. ["Ultimate News: 2005 Summer by USA Ultimate - Issuu"](https://issuu.com/usaultimate/docs/2005.02). *issuu.com*. 11 December 2013. Retrieved 2023-02-23.

1. Ky Lewis (November 29, 2010). ["Stanford Bloodthirsty – 2011 Preview"](https://skydmagazine.com/2010/11/stanford-bloodthirsty-2011-preview/). *Skyd Magazine*. Retrieved 2023-02-23.

1. ["Alumni | Scholars in Health Policy Research"](http://www.healthpolicyscholars.org/alumniaf4d.html?page=5). *www.healthpolicyscholars.org*. Retrieved 2023-02-23.

1. ["Bio | Neale Mahoney"](https://nmahoney.people.stanford.edu/bio). *nmahoney.people.stanford.edu*. Retrieved 2021-12-30.

1. Norris, Floyd (2013-11-07). ["Card Act Cleared Up Credit Cards' Hidden Costs"](https://www.nytimes.com/2013/11/08/business/economy/a-credit-card-rule-that-worked-for-consumers.html). *The New York Times*. [ISSN 0362-4331](https://www.worldcat.org/issn/0362-4331). Retrieved 2023-02-23.

1. ["All credit to them"](https://www.economist.com/finance-and-economics/2015/09/26/all-credit-to-them?fsrc=scn/tw_ec/all_credit_to_them). *The Economist*. [ISSN 0013-0613](https://www.worldcat.org/issn/0013-0613). Retrieved 2023-02-23.

1. ["Analysis | Most people are paying off their credit card debt all wrong — are you?"](https://www.washingtonpost.com/news/wonk/wp/2018/01/02/most-people-are-paying-off-their-credit-card-debt-all-wrong-are-you/). *Washington Post*. [ISSN 0190-8286](https://www.worldcat.org/issn/0190-8286). Retrieved 2023-02-23.

1. Kliff, Sarah & Sanger-Katz, Margot (2021-07-20). ["Americans' Medical Debts Are Bigger Than Was Known, Totaling $140 Billion"](https://www.nytimes.com/2021/07/20/upshot/medical-debt-americans-medicaid.html). *The New York Times*. [ISSN 0362-4331](https://www.worldcat.org/issn/0362-4331). Retrieved 2022-01-12.

1. ["Medical debt is hitting hardest for people in the South"](https://www.marketplace.org/2021/08/16/medical-debt-is-hitting-hardest-for-people-in-the-south/). *Marketplace*. 2021-08-16. Retrieved 2022-01-12.

1. [""I feel like I will be in debt the rest of my life": Medical bills are weighing down Americans"](https://www.cbsnews.com/news/medical-bills-debt-us-jama-study/). *www.cbsnews.com*. 9 August 2021. Retrieved 2023-02-23.

1. McGinty, Melanie Evans and Tom (6 December 2021). ["Hospitals in Wisconsin Pursued Medical Debt Collection Widely but Unevenly, Study Finds"](https://www.wsj.com/articles/hospitals-in-wisconsin-pursued-medical-debt-collection-widely-but-unevenly-study-finds-11638825132). *WSJ*. Retrieved 2023-02-23.

1. ["One State's History of Hospital Debt Lawsuits Reveals Racial Gap"](https://www.bloomberg.com/news/articles/2021-12-06/one-state-s-history-of-hospital-debt-lawsuits-reveals-racial-gap). *Bloomberg.com*. 2021-12-06. Retrieved 2023-02-23.

1. Sanger-Katz, Margot (2018-06-06). ["Elizabeth Warren and a Scholarly Debate Over Medical Bankruptcy That Won't Go Away"](https://www.nytimes.com/2018/06/06/upshot/elizabeth-warren-and-a-scholarly-debate-over-medical-bankruptcy-that-wont-go-away.html). *The New York Times*. [ISSN 0362-4331](https://www.worldcat.org/issn/0362-4331). Retrieved 2021-12-30.

1. ["Sloan Foundation awards research fellowships to five UChicago scholars"](https://news.uchicago.edu/story/sloan-foundation-awards-research-fellowships-five-uchicago-scholars). *news.uchicago.edu*. 23 February 2016. Retrieved 2023-02-23.

1. Kasabian, Kim. ["Stanford Economists Awarded 2021 ASHEcon Medal | Stanford Humanities and Sciences"](https://humsci.stanford.edu/feature/stanford-economists-awarded-2021-ashecon-medal). *humsci.stanford.edu*. Retrieved 2022-01-12.

## External links

- [Stanford University website](https://nmahoney.people.stanford.edu/)

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Adapted from the Wikipedia article [Neale Mahoney](https://en.wikipedia.org/wiki/Neale_Mahoney) by Wikipedia contributors ([contributor history](https://en.wikipedia.org/wiki/Neale_Mahoney?action=history)). Available under [Creative Commons Attribution-ShareAlike 4.0 International](https://creativecommons.org/licenses/by-sa/4.0/). Changes may have been made.