# Jonathan Zinman

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{{short description|American economist}}

{{Infobox economist
| name = Jonathan Zinman
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| birth_date = {{abbr|c.|circa}} {{birth year and age|1971}} <!-- {{birth date and age|YYYY|MM|DD}} -->
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| institution = [Dartmouth College](/source/Dartmouth_College) <!-- or: | institutions =  -->
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| alma_mater = [Massachusetts Institute of Technology](/source/Massachusetts_Institute_of_Technology)
| influences = [Jonathan Gruber](/source/Jonathan_Gruber_(economist))
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'''Jonathan Zinman''' (born {{abbr|c.|circa}} 1971) is a professor of economics at [Dartmouth College](/source/Dartmouth_College)<ref>Dartmouth College, Department of Economics http://www.dartmouth.edu/~jzinman/</ref>  and a research affiliate at the New Haven-based research outfit [Innovations for Poverty Action](/source/Innovations_for_Poverty_Action) and the Massachusetts Institute of Technology-based [Abdul Latif Jameel Poverty Action Lab](/source/Abdul_Latif_Jameel_Poverty_Action_Lab).<ref>[https://web.archive.org/web/20090325213751/http://poverty-action.org/about/people/research Innovations for Poverty Action: Research Affiliates] Source archived from [http://poverty-action.org/about/people/research the original]</ref>  Formerly an economist at the [Federal Reserve Bank of New York](/source/Federal_Reserve_Bank_of_New_York), Zinman is currently a visiting scholar at the [Federal Reserve Bank of Philadelphia](/source/Federal_Reserve_Bank_of_Philadelphia)<ref>http://www.phil.frb.org/payment-cards-center/visiting-scholars/ Federal Reserve Bank of Philadelphia: Visiting Scholars</ref> and Fellow at the Federal Deposit Insurance Corporation Center for Financial Research. Zinman is also a member of the Behavioral Finance Forum and a Research Advisory Board member of [stickK](/source/stickK), a web-based start-up that enables users to make commitment contracts in order to reach their personal goals.

==Research==
Zinman's research focuses on consumer and entrepreneurial choice with respect to financial decisions. Zinman's other research interests include [development economics](/source/development_economics), behavioral economics, household finance and the use of [field experiments](/source/field_experiments) and [randomized controlled trials](/source/randomized_controlled_trials) (RCT) in economics. Zinman recently co-authored a randomized controlled trial study evaluating the impact of [microcredit](/source/microcredit) on poor borrowers in the Philippines.<ref>{{Cite news |title=The Economist {{!}} World News, Economics, Politics, Business & Finance |url=https://www.economist.com/ |access-date=2023-03-11 |newspaper=The Economist |language=en}}</ref> His
research with stickK Founder and Yale Professor [Dean Karlan](/source/Dean_Karlan) and World
Bank economist Xavier Gine on smoking cessation has shown the
effectiveness of commitment contracts for smoking cessation.<ref>http://www.dartmouth.edu/~jzinman/Papers/CARES_27jan2010.pdf Put Your Money Where Your Butt Is: A Commitment Contract for Smoking Cessation (January 2010)
 forthcoming, American Economic Journal: Applied Economics; Jonathan Zinman with Xavier Gine and Dean Karlan
 accessed March 15, 2010.</ref><ref>{{Cite news |title=New-year irresolution |newspaper=The Economist |url=https://www.economist.com/finance-and-economics/2009/12/30/new-year-irresolution |access-date=2023-03-11 |issn=0013-0613}}</ref> Zinman's work has received coverage in the following media outlets: The Economist, The New Yorker,<ref>{{Cite magazine |date=2009-06-29 |title=Caveat Mortgagor |url=https://www.newyorker.com/magazine/2009/07/06/caveat-mortgagor |access-date=2023-03-11 |magazine=The New Yorker |language=en-US}}</ref> The New York Times,<ref>{{Cite web |last=Beehner |first=Lionel |date=2010-01-22 |title=Ski Resorts Exaggerate Snow, Economists Say |url=https://archive.nytimes.com/intransit.blogs.nytimes.com/2010/01/22/ski-resorts-exaggerate-snow-economists-say/ |access-date=2023-03-11 |website=In Transit Blog |language=en}}</ref> and The Wall Street Journal.<ref>Clements, Jonathan (15 March 2010), "If You Don't Know Your Math, You'll End Up Taking a Bath", The Wall Street Journal Online http://online.wsj.com/public/article_print/SB120043590582092473.html</ref>

==Education==

Zinman graduated with a Bachelor of Arts degree in government from [Harvard University](/source/Harvard_University) in 1993 and received his Ph.D. in economics from the [Massachusetts Institute of Technology](/source/Massachusetts_Institute_of_Technology) in 2002.

==References==
{{reflist|30em}}

==External links==
*[http://www.dartmouth.edu/~jzinman/ Jonathan Zinman's Home Page]

{{Authority control}}

{{DEFAULTSORT:Zinman, Jonathan}}
Category:1970s births
Category:Living people
Category:21st-century American economists
Category:Harvard College alumni
Category:MIT School of Science alumni
Category:Dartmouth College faculty
Category:Year of birth missing (living people)

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Adapted from the Wikipedia article [Jonathan Zinman](https://en.wikipedia.org/wiki/Jonathan_Zinman) by Wikipedia contributors ([contributor history](https://en.wikipedia.org/wiki/Jonathan_Zinman?action=history)). Available under [Creative Commons Attribution-ShareAlike 4.0 International](https://creativecommons.org/licenses/by-sa/4.0/). Changes may have been made.