# Belgosstrakh

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**Belarusian Republican Unitary Insurance Enterprise "Belgosstrakh"** (Belarusian: Беларускае рэспубліканскае унітарнае страхавое прадпрыемства "Белдзяржстрах") known also in its short name **Beldzyarzhstrakh** (Belarusian: Белдзяржстрах) or in its Russian spelling Belgosstrakh (Russian: Белгосстрах) is a universal [insurance company](/source/Insurance_company) in [Belarus](/source/Belarus). Belgosstrakh is [wholly owned](/source/Government-owned_corporation) by the [Belarusian government](/source/Government_of_Belarus).[2] While it is not formally a monopoly, it remains the largest insurance company in Belarus.[3] and is leading the market together with [Beleximgarant](/source/Beleximgarant).[4] According to the Belarusian legislation, [tourists entering Belarus](/source/Tourism_in_Belarus) need to hold a valid insurance policy issued either by Belgossrakh or Beleximgarant.[5]

## History

The company was established by a [Government of Belarus](/source/Government_of_Belarus) in accordance with resolution No. 399 of October 31, 1991 from the Main Department of State Insurance of the Ministry of Finance, as the successor of the Belarusian branch of the Soviet [Gosstrakh SSSR](/source/Gosstrakh_SSSR), itself established on December 3, 1921.[3][6][7] In 2003 it received its current status of a republican unitary enterprise.[8] According to the legislation,[9] since 2004 the company has had the exclusive right to compulsory insurance against accidents at work and occupational diseases ([worker's compensation](/source/Worker's_compensation)),[10] as well as civil liability of the carrier to passengers.[11]

Based on the reporting data for 2020, Belgosstrakh reported an increase in profit to RUB 55 million in 2020 from RUB 10 million in 2019.[2] In 2024 it was reported that the company stopped insuring a number of luxury cars companies, including Ferrari, Bentley and Lamborghini.[12]

## References

1. ["Руководство"](https://bgs.by/about/managers/) [Management]. *bgs.by*. [Archived](https://web.archive.org/web/20230820113008/https://bgs.by/about/managers/) 2023-08-20 at the Wayback Machine. Retrieved 2023-08-20.

1. ["Belarusian Republican Unitary Insurance Company (Belgosstrakh)"](https://www.fitchratings.com/research/insurance/belarusian-republican-unitary-insurance-company-belgosstrakh-04-05-2021). *Fitch Ratings*. [Archived](https://web.archive.org/web/20230820135243/https://www.fitchratings.com/research/insurance/belarusian-republican-unitary-insurance-company-belgosstrakh-04-05-2021) 2023-08-20 at the Wayback Machine. Retrieved 2023-08-20.

1. ["100 нагод для стабільнасці і шчасця. "Белдзяржстрах" сёння святкуе векавы юбілей!"](https://www.budni.by/100-nagod-dlya-stabilnasci-i-shchascya-beldzyarzhstrax-vyonnya-svyatkue-vekavy-yubilej/) (in be). Rayannaya Budni. 2021-12-04. [Archived](https://web.archive.org/web/20250812032921/http://www.budni.by/100-nagod-dlya-stabilnasci-i-shchascya-beldzyarzhstrax-vyonnya-svyatkue-vekavy-yubilej/) 2025-08-12 at the Wayback Machine. Retrieved 2025-09-03.

1. ["Report on the insurance market in Belarus"](https://elib.gsu.by/bitstream/123456789/58212/1/%D0%98%D1%81%D0%B0%D1%87%D0%B5%D0%BD%D0%BA%D0%BE_%D0%9A%D0%BE%D1%80%D0%BF%D0%BE%D1%80%D0%B0%D1%82%D0%B8%D0%B2%D0%BD%D1%8B%D0%B9.pdf). Retrieved 2025-09-03.

1. ["Biała Podlaska – Brześć - Nieodkryty wschód"](https://cit.bialapodlaska.pl/wp-content/uploads/2022/03/biala_brzesc_przewodnik_turystyczny2.pdf) (in Polish). Polska Turystyczna. p. 18. [Archived](https://web.archive.org/web/20230311091159/https://cit.bialapodlaska.pl/wp-content/uploads/2022/03/biala_brzesc_przewodnik_turystyczny2.pdf) 2023-03-11 at the Wayback Machine. Retrieved 2025-09-03.

1. [""Белдзяржстрах" адзначае 100-годдзе з дня ўтварэння"](https://www.shumilino.by/?p=62898) (in be). Novosti Shumilino. 2021-12-03. [Archived](https://web.archive.org/web/20240730011746/https://www.shumilino.by/?p=62898) 2024-07-30 at the Wayback Machine. Retrieved 2025-09-03.

1. ["Пастанова Савета міністраў Рэспублікі Беларусь ад 31 кастрычніка 1991 г. № 399"](http://www.lawbelarus.com/repub/sub31/texg0169.htm) [Resolution of the Council of Ministers of the Republic of Belarus dated October 31, 1991 No. 399] (in Russian). Бачына «Беларускае заканадаўства». 16 January 2007. [Archived](https://web.archive.org/web/20160313233219/http://www.lawbelarus.com/repub/sub31/texg0169.htm) 13 March 2016 at the Wayback Machine. Retrieved 10 May 2012.

1. ["Белорусское республиканское унитарное страховое предприятие "Белгосстрах""](https://myfin.by/insurance/belgosstrah/company) (in Russian). Myfin. Retrieved 2025-09-03.

1. ["Дэкрэт прэзідэнта Рэспублікі Беларусь № 18"](http://www.zviazda.by/second.html?r=11&p=19&archiv=02082003). Звязда, № 191 (24875). 2 August 2003. Retrieved 10 May 2012.

1. Уладзімір Аляхновіч (1 July 2004). ["Страхаванне ад няшчасных выпадкаў на вытворчасці: першыя крокі і першыя вынікі"](http://www.zviazda.by/second.html?r=16&p=8&archiv=01072004) [Occupational accident insurance: first steps and first results] (in be). *З першых вуснаў*. Звязда, № 160 (25173). Retrieved 10 May 2012.

1. Сяргей Кузняцоў (10 October 2003). ["Страхаванне грамадзянскай адказнасці перавозніка перад пасажырамі — дзяржаве"](http://www.zviazda.by/second.html?r=2&p=24&archiv=10102003) [Insurance of civil liability of the carrier to passengers - to the state] (in be). *Афіцыйна*. Звязда, № 256-257. Retrieved 10 May 2012.

1. [""Белгосстрах" прекратил страховать популярные автомобили. В чем причина?"](https://blizko.by/notes/belgosstrah-prekratil-strahovat-populyarnye-avtomobili-v-chem-prichina-_vg) [Belgosstrakh has stopped insuring popular cars. What is the reason?] (in Russian). blizko.by. 2024-09-11. [Archived](https://web.archive.org/web/20250421190407/https://blizko.by/notes/belgosstrah-prekratil-strahovat-populyarnye-avtomobili-v-chem-prichina-_vg) 2025-04-21 at the Wayback Machine. Retrieved 2025-09-04.

## External links

- [Official website](https://bgs.by/)

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Adapted from the Wikipedia article [Belgosstrakh](https://en.wikipedia.org/wiki/Belgosstrakh) by Wikipedia contributors ([contributor history](https://en.wikipedia.org/wiki/Belgosstrakh?action=history)). Available under [Creative Commons Attribution-ShareAlike 4.0 International](https://creativecommons.org/licenses/by-sa/4.0/). Changes may have been made.