# Allpoint

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ATM network

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Allpoint Operating area United States, Canada, Mexico, United Kingdom, Australia, and New Zealand Members ±1,100 ATMs Over 230,000[1] Founded 2003; 23 years ago (2003) Owner NCR Atleos Website www.allpointnetwork.com

**Allpoint** is an [interbank network](/source/Interbank_network) connecting [automated teller machines](/source/Automated_teller_machine) (ATMs). It offers surcharge-free transactions at ATMs in its network. It operates in the [United States](/source/United_States), [Canada](/source/Canada), [Mexico](/source/Mexico), [United Kingdom](/source/United_Kingdom), [Australia](/source/Australia), and [New Zealand](/source/New_Zealand). Allpoint is owned by [NCR Atleos](/source/NCR_Atleos).

## History

Allpoint was founded in 2003 by entrepreneur Ben Psillas of ATM National, Inc., who was tired of looking for ATMs from his own bank.[2]

In 2005, Cardtronics acquired ATM National, Inc. and Allpoint.[3]

In September 2008, Allpoint added ATMs at 5,500 [7-Eleven](/source/7-Eleven) stores to its network.[4]

In October 2010, the network expanded to [Australia](/source/Australia).[5]

In January 2011, the network expanded to [Mexico](/source/Mexico).[6] In July 2016, [Fifth Third Bank](/source/Fifth_Third_Bank) joined the network.[7]

In 2015, network member [KeyBank](/source/KeyBank) of Ohio was awarded a contract to distribute unemployment claims in the state of New York. Large numbers of New Yorkers were able to leverage the network affiliation to avoid surcharges against their COVID-19 related unemployment benefits when their preferred ATM machines were emptied during the 2020 pandemic. [8]

In September 2016, [First Tennessee](/source/First_Tennessee) joined the network.[9]

In July 2017, [Rite Aid](/source/Rite_Aid) joined the network.[10] [Kroger](/source/Kroger) stores in Atlanta were also added to the network.[11] Effective July 2017, ATMs in [7-Eleven](/source/7-Eleven) stores were removed from the network.[12]

In September 2017, [Speedway LLC](/source/Speedway_LLC) joined the network.[13]

In October 2017, [Five Star Bank](/source/Five_Star_Bank_(New_York)) joined the network.[14]

Also in 2017, the network counted over 200,000 affiliated ATM machines and became the largest ATM owner/operator in the world.[1]

## References

1. ^ [***a***](#cite_ref-sec17-10k_1-0) [***b***](#cite_ref-sec17-10k_1-1) ["ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934"](https://www.sec.gov/Archives/edgar/data/1671013/000155837018001333/catm-20171231x10k.htm). *Archives*. Securities and Exchange Commission. 2018-02-28. Retrieved 2020-10-17. We also own and operate the Allpoint network ("Allpoint"), the largest surcharge-free ATM network (based on the number of participating ATMs). As of December 31, 2017, we were the world's largest ATM owner/operator, providing services to over 230,000 ATMs.

1. **[^](#cite_ref-2)** ["Allpoint Network Flourishes by Providing Surcharge-Free ATM Access"](https://globenewswire.com/news-release/2009/01/15/390974/157713/en/Allpoint-Network-Flourishes-by-Providing-Surcharge-Free-ATM-Access.html) (Press release). [GlobeNewswire](/source/GlobeNewswire). January 15, 2009.

1. **[^](#cite_ref-3)** ["Cardtronics Announces Fourth Quarter and Full Year 2005 Financial Results"](https://globenewswire.com/news-release/2006/02/23/339811/94696/en/Cardtronics-Announces-Fourth-Quarter-and-Full-Year-2005-Financial-Results.html) (Press release). [GlobeNewswire](/source/GlobeNewswire). February 22, 2006.

1. **[^](#cite_ref-4)** ["Allpoint Network Adds 7-Eleven ATMs"](https://globenewswire.com/news-release/2008/09/03/384084/149585/en/Allpoint-Network-Adds-7-Eleven-ATMs.html) (Press release). [GlobeNewswire](/source/GlobeNewswire). September 3, 2008.

1. **[^](#cite_ref-5)** ["Allpoint(R) Network Expands to Australia"](https://www.nbcnews.com/id/wbna39719535) (Press release). [GlobeNewswire](/source/GlobeNewswire). October 18, 2010.

1. **[^](#cite_ref-6)** ["Allpoint(R) Network Enters Mexico"](https://globenewswire.com/news-release/2011/01/18/437898/211190/en/Allpoint-R-Network-Enters-Mexico.html) (Press release). [GlobeNewswire](/source/GlobeNewswire). January 18, 2011.

1. **[^](#cite_ref-7)** ["Allpoint Network Key to Fifth Third Bank Transformation"](https://globenewswire.com/news-release/2016/07/19/857061/0/en/Allpoint-Network-Key-to-Fifth-Third-Bank-Transformation.html) (Press release). [GlobeNewswire](/source/GlobeNewswire). July 19, 2016.

1. **[^](#cite_ref-nyt032020_8-0)** Haag, Matthew (2020-06-05). ["To Reach a Single A.T.M., a Line of Unemployed Stretches a Block"](https://www.nytimes.com/2020/06/05/nyregion/keybank-nyc-coronavirus.html). *New York Times*. New York. Retrieved 2020-10-17.

1. **[^](#cite_ref-9)** ["First Tennessee Bank Transforms ATM Channel with Allpoint Network"](https://globenewswire.com/news-release/2016/09/13/871441/0/en/First-Tennessee-Bank-Transforms-ATM-Channel-with-Allpoint-Network.html) (Press release). [GlobeNewswire](/source/GlobeNewswire). September 13, 2016.

1. **[^](#cite_ref-10)** ["Allpoint Surcharge-Free ATM Network Adds Rite Aid Pharmacies"](https://globenewswire.com/news-release/2017/07/11/1042402/0/en/Allpoint-Surcharge-Free-ATM-Network-Adds-Rite-Aid-Pharmacies.html) (Press release). [GlobeNewswire](/source/GlobeNewswire). July 11, 2017.

1. **[^](#cite_ref-11)** ["Allpoint Surcharge-Free ATM Network Adds Kroger Grocery Stores in Atlanta"](https://globenewswire.com/news-release/2017/07/27/1063406/0/en/Allpoint-Surcharge-Free-ATM-Network-Adds-Kroger-Grocery-Stores-in-Atlanta.html) (Press release). [GlobeNewswire](/source/GlobeNewswire). July 27, 2017.

1. **[^](#cite_ref-12)** Morrison, David (July 10, 2015). ["7-Eleven Shakes Up ATM Market"](http://www.cutimes.com/2015/07/10/7-eleven-shakes-up-atm-market). *Credit Union Times*.

1. **[^](#cite_ref-13)** ["Allpoint Surcharge-Free ATM Network Now Available in Speedway Convenience Stores"](https://globenewswire.com/news-release/2017/09/21/1125797/0/en/Allpoint-Surcharge-Free-ATM-Network-Now-Available-in-Speedway-Convenience-Stores.html) (Press release). [GlobeNewswire](/source/GlobeNewswire). September 21, 2017.

1. **[^](#cite_ref-14)** ["Five Star Bank Partners with Allpoint to Expand ATM Network"](https://globenewswire.com/news-release/2017/10/16/1148237/0/en/Five-Star-Bank-Partners-with-Allpoint-to-Expand-ATM-Network.html) (Press release). [GlobeNewswire](/source/GlobeNewswire). October 16, 2017.

v t e Interbank networks by region Worldwide CLS Cirrus Plus SWIFT Africa 123 (Egypt) Multicaixa (Angola) Asia ArCa (Armenia) LankaPay (Sri Lanka) PayNet (Malaysia) Saudi Payments Network (Saudi Arabia) Shetab Banking System (Iran) Isracard (Israel) The Benefit Company (Bahrain) UnionPay (China) Bangladesh BEFTN IIPS NPSB Hong Kong CHATS EPS FPS JETCO India FIS BANCS Euronet Cashnet CashTree MITR NFS RuPay Indonesia ALTO ATM Bersama ATM Link GPN PRIMA Japan ACS [ja] BANCS [ja] LONGS [ja] MICS [ja] Yucho Pakistan 1LINK MNET Philippines BancNet ENS Nationlink Singapore atm5 EZ-Link MEPS+ NETS Europe Bancomat (Italy) Bancontact (Belgium) Currence (Netherlands) Girocard (Germany) Bankcard-Servicenetz Cash Group CashPool Carte Bleue (France) KoronaPay Mir Sbercard (Russia) Link Vocalink (United Kingdom) Multibanco (Portugal) Otto. (Finland) BH Mreža bankomata (Bosnia and Herzegovina) International Eufiserv Euronet Worldwide European Payments Initiative Single Euro Payments Area TARGET Services North America Acculink Alberta Regional Network Armed Forces Financial Network ATH CarIFS Co-op Solutions Discover Network Pulse TYME FIS NYCE SUM fiserv Accel / The Exchange MoneyPass First Data STAR MAC Interac NCR Cardtronics Allpoint Visa Interlink Presto! SHAZAM Zelle Oceania EFTPOS South America Banco24Horas (Brazil) Banelco (Argentina) A Toda Hora (Colombia) Banred (Uruguay) GlobalNet (Peru) Redbanc (Chile) Category

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